BMO Spend Dynamics

Name: BMO Spend Dynamics
Rating: 4.3 (916 reviews)
Author: BMO Financial Group

By: BMO Financial Group

Bank of Montreal

Features & Capabilities

BMO Spend Dynamics is a mobile expense management app that lets you view, code, and approve expenses on the go. From receipt capture to submitting and approving expenses, you can complete all tasks on your iOS device with ease, anytime, anywhere. You’ll also see all card purchases and any policy or approval rules on the same screen, helping you stay compliant while you work.

Highlights include capturing data from your BMO Corporate Card, taking photos of receipts, organizing them in an image library, and securely routing expenses for approval. With banking-grade security and cloud-based technology, it eliminates paperwork and spreadsheets, freeing you to focus on your day job. Download now and set up your mobile PIN to start.

User Growth & Download Statistics

App Privacy & Security Task Management Data Payments

By:

BMO Financial Group

Rating:

4.30

(916) 2 new ratings

Version:

262.0 Last updated: 2026-05-12

Version code:

885590689

Creation date:

2018-04-22

Compatible devices:

Size:

179.07MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-06-04

Compare stats and ranking:

Ranking

# 62,563 ▲ 83

Other rankings

#55 in spend keyword 37 ▲ 6

Other platforms

BMO Spend Dynamics (v262.0)

79,672 3.34

(281)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

BMO Financial Group

Apple Apps Store

https://apps.apple.com/us/app/bmo-spend-dynamics/id1337353142

Website:

https://www.bmo.com/spenddynamics/

User Reviews

Reviews consistently highlight significant UX and reliability problems in BMO Spend Dynamics. The most recurring issues are frequent login lockouts, frustrating two-factor authentication (2FA) problems and slow or non-persistent sessions, leading to repeated password changes and admin resets. Users report timeouts and the app quitting while in use, plus a limited feature set that mostly shows balances rather than enabling essential actions. While a minority notes expense tracking usefulness and some positive customer service experiences, the overall sentiment is that the app is unstable, hard to use, and not fit for corporate needs.

Pros

In-app two-factor authentication (2FA) codes can be generated for login and are cited by some users as working as intended.
Expense tracking is recognized as a usable feature by at least one reviewer.
Some users report that customer service is responsive or not problematic when issues arise.

Cons

Frequent login lockouts and password reset requirements, with admin intervention often needed.
Sessions time out or the app logs out during active use, causing disruption.
Two-factor authentication issues persist, including delayed or non-delivery of codes and inconsistent 2FA behavior.
Limited functionality beyond balance viewing, making it feel insufficient for corporate use.
Unintuitive UI and ongoing bugs/update changes hinder easy navigation and usage.

Recent reviews

Of all the apps I use including multiple financial / banking apps, this is the most inconvenient and painful one by far. Ridiculous lock outs and unresolvable login challenges. Security by uselessness