Opt+ Prepaid Card

The Opt+® prepaid card app provides a convenient way to track spending, view your account balance, find load locations, enroll in direct deposit, and transfer money.

GET PAID EARLY WITH DIRECT DEPOSIT Need that cash flow yesterday? Sign up for Direct Deposit and you could get paid up to 2 days early*. You can even decide how much of your paycheque gets loaded onto your card.

ON-DEMAND ACCOUNT ALERTS Set up alerts for what matters most and receive customized account notifications right to your phone. We’ll let you know when your balance changes, funds are loaded on your card or your friend receives that transfer. Standard message rates may apply.

FIND LOAD LOCATIONS Find a location to load funds to your Opt+ prepaid card. Service fees may apply. Visit a Cash Money location to load funds at no charge.

CARD-TO-CARD MONEY TRANSFER Whether it’s chipping in for the rent or that late night take-out, money transfers to any other Opt+ cardholder are quick and easy.

*Timing of direct deposit posting depends on when we get notice from the payor and may vary from deposit period to deposit period. Direct Deposit is not available to BC residents.

This card is issued by PACE Savings & Credit Union Limited pursuant to license by Mastercard™ International. Use of this card is governed by the agreement under which it is issued. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Tap & Go™ is a trademark of Mastercard International Incorporated. Data rates may apply. Card funds are not insured by Canada Deposit Insurance Corporation or any other government deposit insurer or agency.