Bonds: Simplified

Professional bond analytics in your pocket. Price bonds, model MBS prepayments, compare scenarios, and analyze callable securities with real-time Treasury rates.

Transform your fixed income analysis with professional-grade bond calculations in a stunning, redesigned interface. Bonds: Simplified delivers quality analytics directly to your iPhone, avoiding expensive services.

COMPLETELY REDESIGNED EXPERIENCE • Beautiful, modern interface built with Apple's latest design principles • Intuitive navigation with enhanced visual clarity • Streamlined workflows that make complex calculations accessible • All your favorite features improved and easier to use

ADVANCED MBS ANALYTICS Get insight into mortgage-backed securities that usually cost a lot more: • Comprehensive MBS parameter configuration with instant calculation results • Input pricing and see spreads and key performance metrics • Side-by-side prepayment sensitivity tables supporting both PSA and CPR methodologies • Prepayment modeling with sensitivity ranging from -300 to +300 basis points • Dynamic rate shock analysis comparing baseline speeds across interest rate environments • Horizon yield curve interpolation with customizable time horizons and rate movements • Rich graphical representations of periodic balances and projected income streams • Detailed amortization schedules showing scheduled principal, unscheduled principal, and period-by-period prepayment speeds

ACCESSIBLE MARKET DATA • Pull US Treasury yield curve updates through modern API for accurate spread analysis • Seamless integration of current market rates into your calculations • Historical rate tracking for trend analysis • Change heat map over dynamic dates

COMPREHENSIVE BOND TOOLS • New! Fixed-rate bullet bond calculator for traditional bond analysis • Multi-scenario comparison capabilities • Stress testing across various rate environments

EDUCATIONAL RESOURCES Understanding the mechanics behind fixed income valuation is crucial. Bonds: Simplified not only performs the calculations but helps you understand the underlying assumptions and methodologies, making you a more informed analyst. Added the beginning of a much larger interactive learning library with interactive education as a driving focus.

COMING SOON Continuous development brings new analytical capabilities based on user feedback, ensuring the app evolves with your professional needs.

PERFECT FOR: • Fixed income analysts and portfolio managers • Financial advisors working with bond portfolios • Real estate professionals analyzing mortgage securities • Students and professionals learning fixed income markets • Anyone requiring professional bond analytics without institutional costs

Bonds: Simplified democratizes professional fixed income analysis with the reliability and accuracy you demand.

Important: All calculations and valuations are estimates for analytical purposes and should not be relied upon for actual investment transactions. Please consult with qualified financial professionals for investment decisions.