Financial Calculator - FinCalc

TVM, NPV/IRR, amortization, bonds, depreciation, statistics, business math, and more.Built for pros, easy for anyone. No ads.Works offline. Upgrade for the full toolkit.

Transform your iPhone into a professional financial calculator. FinCalc delivers TVM, cash flow analysis, amortization, business math, statistics, bonds, depreciation, and more—with a modern, intuitive interface.

Why FinCalc

• Professional‑grade TVM you can trust
• Familiar 10bII‑style workflow
• Fast, clean iOS design
• No ads, works offline

Time Value of Money (TVM)

• N, I/YR, PV, PMT, FV with P/YR and BEG/END
• Loans and mortgages with amortization schedules
• Present value, future value, annuities

Investment Analysis

• Net Present Value (NPV) and Internal Rate of Return (IRR)
• Uneven cash flows with grouped frequencies
• Cash flow input via CF0, CFj, and Nj

Business Calculations

• Cost–Sell–Margin–Markup
• Break‑even analysis and percent change
• Pricing and profitability helpers

Statistics

• 1‑ and 2‑variable statistics
• Mean and standard deviation
• Linear regression, correlation, and forecasting
• Weighted mean

Advanced Financial Tools

• Bonds: price, yield, duration; common day‑count bases
• Depreciation: SL, SYD, DB, SOYD
• Date calculator for day counts and offsets
• Probability: n!, nCr, nPr, normal distribution (PDF/CDF)
• Solver: goal‑seek, break‑even, loan rate, what‑if

Productivity

• 10 memory registers (0–9) plus M
• Complete calculation history with export (text/CSV)
• Chain and algebraic modes
• Customizable decimal places and number formats
• Themes, haptics, and sound options

Free vs Premium

• Free: basic arithmetic, clear, N, PV, display
• Premium: I/YR, PMT, FV, P/YR & BEG/END, cash flows (NPV/IRR), amortization, statistics & advanced stats, business functions, date, depreciation, bonds, probability, solver, memory registers, history export, and more

Privacy

• On‑device calculations
• No ads, no tracking, no account required

Subscription

• Optional auto‑renewing subscription
• Manage or cancel in App Store account settings

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/