SpendFlex: Budget & Expenses

SpendFlex is a private expense tracker and budget planner for people who want control without connecting a bank account.

Track expenses, income, budgets, savings goals, recurring charges and reports in one calm place. Your data stays on your device, and you can back it up privately to your own Files or Drive.

KEY FEATURES
• Fast manual expense tracking
• Monthly budget planner with remaining amount and days left
• Category budgets and over-limit warnings
• Income tracking by source (Salary, Freelance, Investments)
• Home chart for expenses or income
• Savings goals with target dates
• Recurring expenses and upcoming bills
• Subscription detection from repeated charges
• Multi-currency logging with live conversion
• Receipt photos
• PDF reports, CSV and Excel exports
• Private backup and restore
• Light and dark mode
• Face ID / Touch ID lock
• English, Spanish and Portuguese

WHY A MANUAL EXPENSE TRACKER
Bank sync is convenient, but it can also make spending invisible. SpendFlex is a manual money tracker built for quick logging, so you notice what you spend while still getting charts, spending insights and clean reports.

FOR BUDGETING
Set a monthly budget, split limits by category, include selected income in your budget and follow your daily allowance. If your month does not start on the 1st, set a custom cycle.

FOR CLARITY
SpendFlex shows what matters: how much you spent, how much remains, which categories are growing, what subscriptions are coming and how your current period compares with past periods.

FOR PRIVACY
No bank login. No account required. Offline-first storage. Your financial data is yours.

SpendFlex helps you understand your money without giving away access to your money