Zopa Bank – Native

Hi, we’re Zopa — an award-winning online bank that makes managing your finances a breeze.

Download our app now to join over 1.5 million happy customers banking, saving and borrowing with Zopa.
- Open our Biscuit bank account online in as little as 4 minutes to enjoy perks like fee-free spending abroad, interest on your account balance, cashback on bills and an exclusive high-interest easy access savings account.
- Save money across our range of easy access and fixed interest savings pots, as well as our flexible Cash ISA pots
- Stay on top of your Zopa loan, credit card or car finance repayments.
- Rest easy with FSCS protection up to £85,000.
- Need help? Our friendly team is just a call or chat away.

BANK WITH ZOPA
Biscuit — our online bank account — is here to make everyday banking much sweeter. It can take just 4 minutes to open in our app and offers fee-free spending abroad, interest on your account balance, cashback on bills and an exclusive high-interest Regular Saver pot. Download the app to open our current account now! You’re in for a treat.

Our app makes managing your other accounts easier too. View your non-Zopa bank accounts, credit cards and savings in the Zopa app and move money between them with ease.

7.10% AER (6.87% gross), deposit up to £300 a month in our Regular Saver pot, exclusive to bank account customers. Interest rate on Regular Saver is variable. 2.00% AER (1.98% gross) on current account balance. Interest rate on current account balance fixed for 12 months. 2% cashback on up to £1,500 of Direct Debits a year. 18+ UK tax residents only. T&Cs apply. zopa.com/adverification

SAVE WITH ZOPA

Awarded Moneynet’s Best Savings App 2 years in a row, it’s fair to say we know a thing or two about saving.

Everyone’s goals are different, which is why we let you mix and match from our range of easy access and fixed interest savings pots, as well as our flexible Cash ISA pots, to create a combination that works for you, meaning you can save for all your goals under one roof. Plus, our auto-save feature lets you put money aside without lifting a finger.

BORROW WITH ZOPA

Whether you’ve got a Zopa credit card, loan or car finance, we’ve made it easy to keep track of where you’re at in our app. You can monitor your balance and make extra payments in just a few taps, whenever you like.

Sounds good, right? The British Bank Awards thought so too, which is why they awarded us 2024’s Best Personal Loans Provider and 2025’s Best Credit Card Provider.

So, whether you’re looking to bank, save or borrow, you can do it all with Zopa — your go-to online bank account.

P.S., if you need any support, our team of helpful humans are available to chat — you can find the best ways to reach us on our website.