Kroo Bank - Mobile Banking

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Kroo Bank is a fully licensed UK mobile bank designed to keep your finances simple and secure. With no monthly fees and zero fees on overseas spending at any Visa-accepting location, Kroo Bank offers a flexible current account that includes real-time spending insights and transaction categorization for smarter money management.

Enjoy peace of mind with FSCS deposit protection up to £85,000, biometric security like Face ID and Android Fingerprint, multi-factor authentication, and UK-based customer support. The Kroo Flexible Cash ISA lets you save tax-free with flexibility to top-up or withdraw anytime without penalties. Apply via the mobile app and experience a seamless banking experience tailored to your needs.

By:
Kroo Bank Ltd
Downloads:
346,826 410
Rating:
4.03
(10,129)
32 new ratings
Version:
3.68 Last updated: 2025-06-10
Version code:
7521
Creation date:
2018-08-03
Permissions:
  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CAMERA
  • android.permission.FOREGROUND_SERVICE
  • android.permission.INTERNET
  • android.permission.MODIFY_AUDIO_SETTINGS
  • See more
Size:
81.77MB
Email:
he*****@kroo.com
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Google Play Store
Updated:
a day ago

Ranking

User reviews

Kroo Bank's app offers attractive savings rates and a simple interface, appreciated by users for basic banking functions and customer service when reachable. However, the app suffers from frequent loading failures, slow performance, and persistent login problems requiring users to reinstall it repeatedly. Transfer speeds lag behind other banks, and customer support often falls short in resolving issues promptly. These problems have led many users to frustration, with some closing their accounts due to the unreliable app and poor service.
Pros
  • Offers a fantastic savings rate with market-beating interest.
  • Simple and easy to use app interface for basic banking operations.
  • Good customer service responses when contact is successful.
  • Allows convenient features like applying for overdrafts and loans.
  • Users find the bank's concept and card design appealing.
Cons
  • App frequently freezes, crashes, or fails to load, often requiring reinstallation to regain access.
  • Slow app performance with long loading times and sluggish navigation.
  • Repeated login issues including multiple prompts and biometric login failures.
  • Transfers take longer than expected compared to other banks, causing inconvenience.
  • Customer service can be unresponsive or slow, especially regarding app-related problems and account restrictions.
Recent reviews
Freezes. A lot. To proceed with a simple transaction you have to re -log in. Cannot do in one go. Update overdue or my phone is too old for your app? Have no clue. Switching back to Chase. Stress free.
by no*****, 2025-01-25

Updated review for 2024 - I actually really like being part of The Kroo now. It's a nice app but it's easy to use and offers a fantastic savings rate both in main account and any 'pots' that split off from that. Highest interest of any bank I'm with (and I seem to collect bank accounts 🙄). Nice card too. I would definitely recommend trying Kroo out. Just realise it does take about 1 full minute for the app to load to the point where you can see your accounts! + Very slow to navigate around.
by ja*****, 2025-01-14
View all user reviews ›

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