TargetCredit SuperApp

🎯Target Credit is your smart option for secure financing🎯

Our mission is to support you on your financial journey with customized financing plans that fit your budget, alleviating your financial stress.

✨Why us?✨

Swift Approval Process
Our streamlined procedure allows you to focus on your needs after submitting your documents.

Competitive Interest Rates
Lower your monthly payments with our attractive interest rates, easing your financial worries.

Flexible Repayment Plans
We tailor loan plans to your credit profile and income, ensuring you manage your finances comfortably.

Data Privacy & Security
Your privacy is our top priority. We keep your information confidential and secure, adhering to the Personal Data Protection Act 2010.

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The following is based on the maximum calculation.

Fee & Charges

Minimum repayment: 2 months
Maximum tenor: 60 months
Maximum Annual Percentage Rate (APR): 18%
Stamp Duty depending on the approved loan amount and the offer from the lender

Early Termination Fee
2 Months (Negotiable)

Example:
Loan Amount - RM1,000.00
Loan Period - 12 Months Installment
Interest Rate - 1.5% p.m or 18% p.a
Stamp Duty - RM5.00

Total Interest Charge: Loan Amount X Interest rate per month X Loan Period
RM1,000 X 1.5% (Interest per month) X 12 Months = RM180

Total Repayment Amount: Loan Amount + Total Interest Charge
RM1,000 + RM180 = RM1,180

Monthly Installment Calculation: Total Repayment Amount / Loan Period
RM1,180 / 12 Months = RM98.33

Monthly Payment for 11 Months = 100 (Round up to nearest 5)
Last Monthly Payment = 80