SunGate SuperApp

✨Sun Gate Credit is your wisest choice for safe financing✨

Our core purpose is to help you in your financial journey, regardless of your goals and intentions. We will personalize a financing plan that caters to your budget to ease your financial burden.

🎗️What make us different?🎗️
Fast Approval Process
- Our time-efficient & convenient process leaves you with more time to spend on yourself after document submission.

Low Interest Rate
- Throw your worries out the window with our low interest rate to ease your monthly repayments.

Flexible Repayment Plan
- We personalise a loan plan that caters to your needs based on your creditworthiness and income, so you won’t have to live from paycheck to paycheck every month.

Data Privacy & Confidentiality
- We value your data privacy and all your details are kept strictly confidential. You will also be protected under Personal Data Protection Act 2010.

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The following calculation is based on the maximum calculation.

Fee & Charges

Minimum repayment: 2 months
Maximum tenor: 60 months
Maximum Annual Percentage Rate (APR): 18%
Stamp Duty depending on the approved loan amount and the offer from the lender

Early Termination Fee
2 Months (Negotiable)

Example:
Loan Amount - RM1,000.00
Loan Period - 12 Months Installment
Interest Rate - 1.5% p.m or 18% p.a
Stamp Duty - RM5.00

Total Interest Charge: Loan Amount X Interest rate per month X Loan Period
RM1,000 X 1.5% (Interest per month) X 12 Months = RM180

Total Repayment Amount: Loan Amount + Total Interest Charge
RM1,000 + RM180 = RM1,180

Monthly Installment Calculation: Total Repayment Amount / Loan Period
RM1,180 / 12 Months = RM98.33

Monthly Payment for 11 Months = 100 (Round up to nearest 5)
Last Monthly Payment = 80