Halvio: Split & Settle

Halvio is the simplest way to split shared expenses with friends, roommates, and groups. Whether it's a trip, shared rent, dinner, or a weekend out, Halvio keeps everyone's share clear and fair — without
the awkward "who owes who" texts.

WHAT YOU CAN DO

Create groups for trips, flatmates, or one-off events. Add expenses and split them equally, by exact amount, or by percentage. Add members who aren't on the app yet — no signup required for them. Track
real-time balances showing exactly who is owed what. Get smart settle-up suggestions that minimize the number of payments needed to clear all debts. Use any currency — live exchange rates keep the math
accurate across countries.

WHY HALVIO

Most expense apps either bury you in features or are too basic to handle a real trip. Halvio sits in the middle: powerful enough for a 10-person Goa trip with multi-currency expenses, simple enough for two
flatmates splitting rent. No spreadsheets. No mental math. No awkward reminders. Just add the expense and Halvio handles the rest.

EASY SIGN-IN

Sign in quickly with your email and password — no lengthy setup, no credit card, no ads. Your data stays yours.

FEATURES AT A GLANCE

• Multiple groups for different friend circles or trips
• Equal, percentage, and exact-amount split modes
• Live balance tracking with positive and negative balances per member
• Smart settlement suggestions to minimize the number of transactions
• Multi-currency support with live exchange rates
• Offline members for non-app friends
• Dark mode and mobile-first design
• Free and lightweight

Feedback or questions? Email rsumit123@gmail.com