Halvy: Split Expenses

Halvy is the simple, beautiful way for couples, housemates, and friends — and now freelancers and small businesses — to split shared expenses and always know who owes who.

Add an expense in seconds, choose how to split it, and your balance updates instantly. When it's time to settle up, Halvy shows exactly who pays whom — pay through your favorite app and mark it settled.

SPLIT FAIRLY, NOT JUST 50/50
• Split by income: shares that match what each of you earns
• When an income changes, future splits update automatically
• Only your split % is ever shown — your income amount stays private
• Or split equally, by percentage, shares, or exact amounts
• Fairness is never paywalled: every split method is free

ALWAYS KNOW THE BALANCE
• Home screen and lock screen widgets: your balance at a glance
• Get notified when your partner adds an expense or settles up
• Groups for couples, roommates, or trips
• A clean activity feed of everything you've shared

SETTLE UP, YOUR WAY
• Pay via Venmo, PayPal, Cash App, UPI, Pix, PayNow, and more
• Save your payment method once — your partner sees how to pay you
• Or keep it simple and just mark it settled

YOUR MONTHLY MONEY DATE
• A recap on the 1st: what you spent together and who owes who
• Settle up right from the recap, share it with your partner
• Pro adds the deep-dive: category breakdown, who paid what, trends

SCAN RECEIPTS (Pro)
• Snap a receipt — items are extracted automatically
• Assign each line to me, them, or shared; tax and tip prorated
• Add a whole stack of receipts in one go

STAY ON TRACK (Pro)
• Monthly budgets per category with live progress
• Recurring expenses (rent, subscriptions) posted automatically
• Multiple currencies, converted automatically
• Custom categories, trips with their own ledger
• Export to CSV or PDF

NOW FOR BUSINESS (Pro)
• Create a Business group and run work expenses on the same offline-first engine
• Capture sales tax with your own rate & label (Tax, GST/HST, VAT)
• Tag expenses by client and see per-client totals
• Log mileage — enter the distance, Halvy computes the amount
• Track vendors, auto-filled when you scan a receipt
• Accountant-ready CSV & PDF exports for any month, quarter, or year

PRIVATE BY DESIGN
• Works offline and syncs across your devices
• Your data stays yours

Halvy Pro unlocks the insights deep-dive, budgets, recurring expenses, receipt scanning, multi-currency, trips, exports, and business mode via subscription. Core expense splitting is always free.

Halvy Pro is an auto-renewable subscription.
• Plans: Monthly and Annual (auto-renewing), plus a one-time Lifetime option.
• Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings.

Halvy Privacy Policy: https://amboyance.com/halvy/privacy