Settl: Split Expenses & Bills

Settl — Split Expenses & Bills with Friends

Splitting money with friends, roommates and travel buddies shouldn't be awkward. Settl makes it effortless to split bills, track who owes who, and settle up — so nobody has to chase anyone for money again.

Rent, a group trip, dinner, the weekend cab — just add the expense, choose who's in, and Settl does the maths. See exactly who owes what, and settle up however you already pay.

WHY YOU'LL LOVE SETTL

✅ Split any bill — equally, by exact amounts, shares or percentages

✅ Instantly see who owes whom — no spreadsheets, no mental maths

✅ Split in any currency — balances stay in their own currency, never force-converted

✅ Trip mode — log expenses across multiple currencies in one group

✅ Groups for everything — flatmates, trips, couples, friends, the office

✅ Add friends from your contacts — see who's already on Settl in one tap

✅ Smart balances — Settl simplifies who-pays-whom so fewer payments clear everything

✅ Activity feed — every expense, payment and change, tracked

✅ Free to use

HOW IT WORKS

1. Create a group — add your roommates, trip crew or friends

2. Add expenses — Settl splits them automatically

3. Settle up — see the balance and clear it your way

PERFECT FOR

🏠 Roommates & flatmates — rent, utilities, groceries, internet

✈️ Trips abroad — split hotels, flights, cabs and food across currencies, settle in each

🍽 Dinners & nights out — one person pays, everyone splits fairly

💑 Couples — track shared spending without keeping score

🧾 Office & friends — team lunches, gifts, subscriptions

SPLIT ACROSS BORDERS

Travelling with friends? Log expenses in euros, dollars, rupees, yen — whatever you actually spent. Settl keeps each currency's balance separate (no surprise exchange-rate maths) so you settle accurately in the currency you used.

SETTLE UP YOUR WAY

Settl records who paid whom — you make the transfer in whatever you already use (UPI, Venmo, PayPal, Wise, a bank transfer, or cash) and mark it done. Everyone's balance updates instantly.

(Settl tracks balances; it doesn't move money.)

YOUR DEFAULT CURRENCY, AUTOMATIC

Settl picks your currency from your region to start, and you can change it anytime in your profile.
NEVER CHASE MONEY AGAIN
• Real-time balances that always add up
• A clear activity log so nothing's forgotten
• Sync across devices so your groups and expenses are always with you

Whether you're splitting rent with roommates, a trip with friends, or just dinner — Settl is the simplest expense splitter and bill tracker for groups, anywhere in the world.

Download Settl, create your first group, and invite your friends. Splitting expenses has never been this smooth. 💸