penny

Penny is a simple, private expense tracker that works fully offline.

YOUR DATA STAYS ON YOUR DEVICE
• No account sign-up
• No cloud sync
• No ads or analytics
• No bank linking

TRACK SPENDING EASILY
• Add expenses, income, and transfers
• Organize by categories and accounts (Cash & Bank)
• Search and filter transactions
• Calendar view of your spending
• Quick add with a fast dial pad

PRIVACY & SECURITY
• Encrypted local database
• Optional encrypted backups you control
• Screenshot protection on financial screens
• Fully offline — works without internet

FREE FOREVER
Penny’s core tracking is free. Record daily spending, view balances, and keep your data on your phone.

PENNY PRO (ONE-TIME PURCHASE — NO SUBSCRIPTION)
Unlock extra tools when you need them:
• Spending charts & insights
• Category budgets
• Custom categories
• CSV export
• Multiple wallets & accounts
• Recurring transactions (unlimited)
• Premium themes
• Auto-backup to a folder you choose
• Home screen widget
• App lock with PIN & biometrics

Penny is built for people who want control over their money and their privacy — without handing their data to the cloud.