Pennify – Expense Tracker

💰 Pennify — offline expense tracker & personal finance manager. No account. No cloud. Just open and track.

The simplest budget tracker and money manager for Android. Log income and expenses in seconds, set monthly budgets, and see exactly where your money goes — no account, no internet required.

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✅ EXPENSE TRACKER FEATURES
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• Log income & expenses in under 5 seconds
• 13 categories — Food, Transport, Shopping, Health, Bills, Rent & more
• Tap suggestion chips to name entries instantly (Restaurant, Groceries, Fuel…)
• Filter spending by category or search by name
• Smart date labels — Today, Yesterday, or exact date

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📊 BUDGET TRACKER & SPENDING REPORTS
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• Set monthly budgets — budget planner alerts you at 80% and 100%
• Donut chart shows spending breakdown at a glance
• Tap any category to see all transactions grouped by name
• 6-month income vs expense bar chart with monthly breakdown
• Month-over-month arrows — see if your money manager habits are improving
• Daily streak counter — builds the habit of logging every day

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🔁 RECURRING EXPENSE TRACKER
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Auto-log salary, rent, and subscriptions monthly. Your personal finance stays accurate without any effort.

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🔒 PRIVATE PERSONAL FINANCE MANAGER
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Your data lives only on your device — never sent to any server, never uploaded to any cloud. The only expense manager that keeps 100% of your data on your phone.

No account. No email. Just install and go.

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💾 BACKUP & EXPORT
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• Export transactions as CSV — open in Excel or Google Sheets
• Full backup to .pennify file — restore on any device, any time

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🌍 20 CURRENCIES SUPPORTED
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INR · USD · GBP · EUR · AUD · CAD · JPY · AED · SGD · CHF · MXN · BRL · KRW · THB · NZD · HKD · CNY · SEK · NOK · SAR

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⚡ DAILY EXPENSE MANAGER FOR REAL LIFE
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• Light & dark mode
• Optional daily reminder — fires locally, no server
• Works on aeroplane mode — offline expense tracking, zero Wi-Fi needed
• No bank sync, no upsells, no subscriptions, no paywalls

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💵 NO SUBSCRIPTION. NO PAYWALLS.
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Supported by small banner ads. Every feature of this expense manager — budgets, reports, recurring transactions, backup, CSV export — available from day one.

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PERFECT FOR
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✔ Daily expense tracking & personal spending awareness
✔ Monthly budget planning & overspend alerts
✔ Freelancers needing a simple income and expense tracker
✔ Students managing pocket money with a personal budget planner
✔ Anyone who wants a private money manager with no account required

Download Pennify — the offline expense tracker and budget planner that puts you in control of your money.