Smart Expense Tracker

💰 Smart Expense Tracker — Your Private Personal Finance Manager

Take full control of your money without giving up your privacy. Smart Expense Tracker is a 100% offline, account-free personal finance app that lets you track every dollar, set smart budgets, and understand your spending — all stored securely on your device.

✅ NO ACCOUNT REQUIRED
No sign-up. No email. No password. Open the app and start tracking immediately.

✅ 100% OFFLINE & PRIVATE
Your financial data never leaves your phone. No cloud sync, no servers, no analytics SDKs. Transaction records are encrypted using AES-256. Nothing is shared without your explicit action.

📊 POWERFUL ANALYTICS
— Pie chart breakdown by spending category
— 7-day daily bar chart to spot your spending patterns
— 6-month trend line chart to see the big picture
— Per-category budget progress bars that go red when you overspend

💸 INCOME & EXPENSE TRACKING
Log both income and expenses in seconds. Color-coded green/red transactions make your cash flow instantly clear. Mark transactions as recurring to track bills and subscriptions.

🎯 SAVINGS GOALS
Set a named savings goal (e.g. "Emergency Fund") and watch a circular progress ring fill up as your net balance grows.

🏷️ PER-CATEGORY BUDGETS
Set monthly spending limits per category — Food, Transport, Health, and more.

💡 SPENDING INSIGHTS
Auto-generated chips on your dashboard show your top spending category, budget usage %, and monthly net savings.

📅 FULL TRANSACTION HISTORY
Browse history by month. Search, filter, edit, or delete any entry at any time.

🔐 PIN APP LOCK
Protect your data with an optional 4-digit PIN that activates on every app open.

🌍 100+ WORLD CURRENCIES
Search and switch between 100+ global currencies. Your chosen symbol appears throughout the app.

📤 CSV EXPORT
Export your full transaction history to a CSV file at any time.

🎨 DARK & LIGHT MODE
Fully supports system dark mode and a manual toggle in Settings.


Built by an individual developer for people who want a fast, honest, private finance tool — no ads, no subscriptions, no data collection.