PennyWise

PennyWise — Private Offline Expense Tracker

PennyWise is a private, offline expense tracker built to give you full control over your finances. Built with a local-first approach, your financial data stays on your device and is not stored on PennyWise servers.

No account or sign-in is required.

Core Features:
• Offline by default
No cloud sync. Your data remains on your device at all times.
• Simple expense tracking
Log income and expenses quickly with intuitive categories.
• Clear financial overview
View your balance, spending and trends in a structured dashboard.
• Monthly budgeting
Set budgets and monitor your spending habits over time.
• Calendar view
Track transactions day-by-day for better visibility.
• Recurring transactions
Manage subscriptions and regular expenses easily.
• CSV import and export
Maintain full ownership and portability of your data.

Privacy and Data Transparency:
PennyWise is designed to prioritise user privacy.
• Financial data is stored locally on your device
• No financial data is sent to external servers
• You remain in full control of your information

Important: This app may display ads using third-party services such as Google AdMob. These services may collect limited device-level data to provide and display ads, in accordance with their own privacy policies.

Security:
• Optional PIN and biometric protection
• Local encrypted storage

Who is this for:
• Users who want full privacy with no cloud dependency
• People who prefer offline-first financial tracking
• Anyone who wants complete ownership of their financial data

Disclaimer: PennyWise is a personal finance tracking tool. It does not connect to bank accounts and does not provide financial advice.