PickCardRebate 信用卡回贈計算機

Hong Kong's Most Powerful Credit Card Comparison Calculator

PickCardRebate includes 70+ Hong Kong credit cards, helping you instantly calculate the actual rebate rate for each card at different merchants. Stop blindly applying for cards!

Key Features

Real-time Rewards Computation

- Enter merchant + amount to instantly see which card offers the highest rewards

- Supports 200+ merchants (Wellcome, ParknShop, Apple, Taobao, Netflix, HKTVmall, etc.)

- Automatically compares limited-time promotions to help you choose the best card

Credit Card Rankings

- Top 10 in each category: dining, supermarkets, online shopping, overseas shopping, and gas

- Detailed reward rules and terms for each card

- Real-time updates, always the latest offers

My Wallet

- Store your credit cards in the cloud and check which cards are suitable anytime

- Automatically tracks your welcome progress and conditions

- Annual fee expiration reminders to save money

Exclusive Welcome Rewards

- Apply through this app to receive extra welcome rewards

- HK$5,880 gifts / Apple Store gift cards / frequent flyer miles

Bank welcome rewards + exclusive rewards totaling over HK$10,000

Nearby Merchant Recommendations

- Instantly recommend the best credit cards for nearby merchants using your location

Perfect for deciding which card to use on the spot when dining or shopping

Limited-Time Offer Calendar

A list of all limited-time promotions, including BOC Chill merchants (10%), HSBC Red selected merchants (8%), HSBC EveryMile, and more

Automatically marks expired and soon-to-expire offers, so you never miss a great deal

Overseas Spending Tool

Compare foreign currency transaction fees and rebates across different cards

Includes an FX Calculator to help you calculate actual costs

Smart Combination Strategy

Recommends the best credit card combination based on your spending habits

For example: HSBC Red + Citi Cash Back + BOC i-Free can save you tens of thousands a year

Why use PickCardRebate?

Comprehensive coverage across Hong Kong: HSBC, Hang Seng, Bank of China, Standard Chartered, Citi, DBS, Bank of East Asia, Anxin Bank, Fubon Bank, Dah Sing Bank, CITIC International, AEON, AMEX – all included!

Real-time updates: Daily updates on the latest bank offers.

Authentic calculations: Calculated using official bank terms and conditions, no exaggeration, no misleading information.

Completely free: All features are free to use, no ads.

Privacy protection: Log in with Apple Sign-in, no unnecessary data collection.

User savings examples:

- User A: Used "My Wallet" to track 4 cards for new card registration, saving HK$3,200 in 6 months.

- User B: Optimized using "Combination Strategy", saving HK$450 per month = HK$5,400 per year.

- User C: Applied for a SIM card through MoneyHero link and received a DELONGHI coffee machine (HK$3,588).