卡利Cardli | 信用卡回饋比較·刷卡推薦選卡

Cardli is a credit card rewards comparison and spending recommendation tool for Taiwanese multi-cardholders. Before checkout, enter the merchant, spending category, or amount to see which card is most suitable for this transaction.

The free version allows you to search the entire card database, ideal for identifying which cards offer the best rewards. The Pro version calculates rewards based solely on your newly added cards, providing recommendations closer to your everyday card portfolio.

You might find Cardli suitable if you often:

- Stand at the counter unsure which card to use

- Have multiple cards and can't remember each card's payment channels, limits, and conditions

- Want to compare credit card cash rewards, points, miles, and specific channel promotions

- Want to organize your spending, bill, and estimated rewards after making a purchase

- Easily forget billing dates, payment dates, or installment payment plans

Core Functions

Check which card to use before checkout: Enter the merchant, channel, spending scenario, payment method, or overseas spending needs to quickly compare credit cards and estimated rewards. The free version supports searching the entire card database; the Pro version allows you to calculate rewards using only your own cards. Credit Card and Bill Management: Add and manage your credit cards, centrally view card information, billing dates, due dates, outstanding balances, and frequently used information to reduce the risk of missed payments.

Transaction Tracking: Supports manual transaction tracking, invoice scanning, bill screenshot organization, and email bill import. Android users can use notification-based transaction tracking; iOS users can use screenshot recognition to record transactions.

Rewards and Credit Limit Tracking: View estimated rewards, reward limits, activity conditions, spending categories, monthly trends, and card usage status. Actual rewards are subject to bank and activity announcements.

Pro Advanced Features

- Personalized Smart Card Selection: Recommends suitable cards from your card portfolio.

- Rewards Cap and Condition Recording: Organizes rewards conditions, caps, and usage progress.

- Spending Analysis: View spending by merchant, category, month, and card.

- Email Billing Inflow: Organizes bank statement emails.

- Annual Fee, Installment, Budget, and Subscription Management

Data Security
Cali only stores basic card information needed for management and reminders. It does not request or store complete card numbers, expiration dates, or security codes. You can delete your account within the app or request deletion by email; deleted data is permanently removed from the cloud and cannot be recovered.

First, check a transaction with the free version, then upgrade to Pro as needed for personalized card portfolio calculations. Make credit cards more than just payment tools; make them a clearer choice before each transaction.