Card Nova

Card Nova helps you maximize every credit card reward in Hong Kong.
Many credit cards offer cashback, miles, or reward points, but they often come with complex rules and monthly caps. Card Nova simplifies everything by tracking your cards, reward caps, and promotions in one place.
Never miss a reward again.
Key Features
Smart Card Suggestion
Instantly find the best credit card to use based on spending category, reward rate, and remaining reward caps.
Reward Cap Tracking
Track monthly and yearly reward caps across your cards so you never waste potential rewards.
Promotion & Deals
Discover the latest credit card promotions, dining discounts, and shopping offers from your cards.
What To Eat
Find nearby restaurants that offer discounts with your credit cards.
Community
Share reward strategies, discover tips from other users, and celebrate your reward wins.
AI Copilot
Ask questions like:
• “Which card should I use for online shopping?”
• “How much dining cap do I have left?”
• “Log this purchase.”
Payment & Fee Reminders
Get reminders before payment due dates and annual fee charges.
Monthly & Yearly Reports
Generate beautiful shareable reports showing your rewards earned and spending insights.
Freemium Model
Free plan supports up to 3 cards.
Upgrade to premium for unlimited cards, no ads, and advanced insights.
Built for Hong Kong credit card users.
Make every swipe smarter with Card Nova.