MoCaFi — Mobile Banking

Name: MoCaFi — Mobile Banking
Rating: 3.58 (208 reviews)
Author: Mobility Capital Finance, Inc.

By: Mobility Capital Finance, Inc.

Spend smart, build credit, and do you with the MoCaFi Mobility Bank Account.

This app was removed from Google Play Store on 2025-12-18

Features & Capabilities

MoCaFi Mobile Banking offers a personal banking experience tailored to your community. Open an FDIC-insured, no-fee bank account easily by verifying your identity and enjoy benefits like early direct deposit, no-fee ATM withdrawals across 80,000+ locations, and convenient cash deposits at select stores.

The app integrates the MoCaFi Debit Mastercard®, compatible with Zelle®, and allows you to manage government aid funds via the Immediate Response Incentive Mastercard®. Undocumented individuals can open accounts with alternative IDs, making banking more accessible. Boost your credit by paying rent through Bill Pay, with payments reported to Equifax and TransUnion. Plus, access local financial coaching, community banking pop-ups, and rewards at local businesses—all helping you achieve financial stability and control.

User Growth & Download Statistics

App Marketing Community

By:

Mobility Capital Finance, Inc.

Downloads:

52,307

Rating:

3.58

(208)

Version:

6.0.25 Last updated: 2025-10-29

Version code:

300

Creation date:

2017-04-13

Permissions:

android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.ACCESS_FINE_LOCATION Very high risk
android.permission.CALL_PHONE Very high risk
android.permission.CAMERA Very high risk
android.permission.READ_PHONE_STATE Very high risk
android.permission.RECORD_AUDIO Very high risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk
android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
android.permission.ACCESS_WIFI_STATE Low risk

Size:

76.66MB

Email:

su*****@mocafi.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2025-12-18

Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Mobility Capital Finance, Inc.

Google Play Store

https://play.google.com/store/apps/details?id=com.org.mocafi.mocafi

Email:

su*****@mocafi.com

Website:

http://www.mocafi.com

User Reviews

Many users face significant issues with the MoCaFi app, such as inability to log in, reset passwords, or access key functions like money transfer and bill pay. Forced updates often render the app unusable. Customer service is frequently unresponsive or unhelpful. However, some appreciate the app's concept, ease of use when functional, and helpful customer service interactions. Multiple reports highlight that the app is still underdeveloped and unreliable for stable banking needs, causing frustration and distrust among users.

Pros

Some users find the app easy to use and appreciate the concept of the bank.
Customer service can be helpful and patient in certain situations.
The app offers features like card locking and various money management options when functional.
The app is being actively updated, indicating ongoing development efforts.
The bank provides a debit card integrated with the app.

Cons

Frequent issues with app functionality including login problems and forced updates that do not work.
Password reset links and sign-up processes often fail or cause repeated loops.
Features such as transferring money, paying bills, and loading checks are often unavailable or show error messages.
Customer service is often unhelpful, providing generic responses or no response at all.
Users experience account denials without explanation and concerns about data privacy.
The app and banking system appear incomplete with bugs, misspellings, and missing standard functionalities.
Users report account closures without clear reasons, resulting in inability to access funds.

Recent reviews

If i could give a half star, I would....Been trying to reset my password, but the link is not working. Customer Service did not help me either....I'm suppose to get a link to my email to reset password, it NEVER comes through....what am I suppose to do?? Getting no help any kind of way....

Mo*****, 2024-12-15

It's a good app but all of a sudden it is not letting me lock my card. Also you should change that subscriptions can't take out money if the card is locked.