BHIM Utkarsh UPI

BHIM Utkarsh UPI is a convenient and secure payment solution powered by Utkarsh Small Finance Bank. It enables instant money transfers and payments using QR codes, UPI IDs (VPA), or Account + IFSC details, eliminating the need to share sensitive bank information. Users can send or receive money from contacts or anyone by sharing their UPI ID or QR code rapidly and safely. The app supports multiple bank accounts, balance checking, and enforces transaction security through a mandatory UPI PIN.

Merchants benefit from a specialized 'I am Merchant' feature that allows seamless switching between paying and collecting payments via UPI ID or QR code. Additionally, the UPI Mandates feature offers users control over recurring payments by creating, modifying, or revoking mandates easily. BHIM Utkarsh UPI leverages the simplicity and security of UPI technology, making transactions efficient anywhere and anytime.