Features & Capabilities

Utkarsh Mobile Banking App is the official mobile app from Utkarsh Small Finance Bank (USFB), providing customers with seamless and secure banking at their fingertips. The app enables convenient management of accounts, real-time balance checks, transaction histories, and account activity monitoring.

Users can transfer funds easily through multiple options such as IMPS, NEFT, RTGS, and UPI Lite, pay bills on the go, open fixed or recurring deposits, update nominee details, apply for lockers, view TDS summaries, and apply for loans with competitive interest rates. Designed for 24/7 accessibility, Utkarsh Mobile App empowers account holders to conduct their banking effortlessly from anywhere.

To get started, simply download the app and log in using your USFB online banking credentials. New users can quickly enroll via the app or website to unlock the full suite of mobile banking features.

User Growth & Download Statistics

App
By:
UTKARSH SMALL FINANCE BANK
Downloads:
1,320,407 5.56K
Rating:
4.11
(10,577)
17 new ratings
Version:
10.0 Last updated: 2026-04-20
Version code:
330035
Creation date:
2021-10-21
Publisher country:
IN IN
Permissions:
  • android.permission.ACCESS_COARSE_LOCATION Very high risk
  • android.permission.ACCESS_FINE_LOCATION Very high risk
  • android.permission.CAMERA Very high risk
  • android.permission.READ_PHONE_STATE Very high risk
  • android.permission.QUERY_ALL_PACKAGES High risk
  • com.google.android.gms.permission.AD_ID Moderate risk
  • android.permission.ACCESS_ADSERVICES_AD_ID Low risk
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
  • android.permission.INTERNET Low risk
  • android.permission.POST_NOTIFICATIONS Low risk
  • See more
Size:
60.58MB
Email:
te*****@utkarsh.bank
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Google Play Store
Data ingested on:
2026-06-03
Compare stats and ranking:

Ranking

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.
Developed by:
UTKARSH SMALL FINANCE BANK
Google Play Store
https://play.google.com/store/apps/details?id=com.utkarsh.mobile
Email:
te*****@utkarsh.bank
Website:
http://www.utkarsh.bank

User Reviews

Users appreciate the friendly staff and good service of the associated bank. However, the app suffers from slow performance, frequent login and SIM verification issues, and is missing key features like UPI and virtual card management. The user interface is considered poor and not user-friendly. Many users report unresolved bugs and slow developer support, making the app experience frustrating for regular banking activities.
Pros
  • App is associated with a good bank and friendly staff.
  • Service is excellent and can save user time when it works well.
  • Good for basic banking needs.
Cons
  • App performance is very slow and lags frequently.
  • Frequent login issues including biometric and OTP problems.
  • Lack of important features such as UPI, virtual card management, and beneficiary editing.
  • Poor user interface and outdated design making app not user friendly.
  • Persistent bugs and poor developer responsiveness to issues reported by users.
Recent reviews
App Ui interface and Login page very old improve the new ui easy to use
by Sa*****, 2025-01-28

Disgusting app full of bugs, not working, getting stuck😡. Design the app logo to 3DYou don't deserve even a single star. There are lack of many features. No virtual Debit card view and management, missing of upi feature, no scan and pay feature. Developer team is super slow. Make the interface more smooth and focus to provide smooth services, don't waste time to convence the customer to rate higher.
by Hi*****, 2025-01-23
View all user reviews ›

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