BHIM KBL UPI

Name: BHIM KBL UPI
Rating: 3.8235295 (7822 reviews)
Author: KARNATAKA BANK

By: KARNATAKA BANK

BHIM KBL UPI (Karnataka Bank Secure Mobile App for Rapid Transactionz) UPI

Features & Capabilities

BHIM KBL UPI is a secure mobile application facilitating fast and convenient transactions using the UPI platform. It allows users to add their own and other bank accounts linked to their registered mobile numbers, enabling instant payments and fund collection via virtual IDs, Aadhaar numbers, bank account details, or mobile number with MMID.

Features include generating and scanning QR codes to receive instant payments, linking multiple bank accounts, and initiating both push and pull UPI transactions. The app supports various transaction modes including U2U (UPI to UPI) and U2I (UPI to IMPS), ensuring flexibility and wide usability. Enhanced UI/UX and necessary security PINs (App PIN and MPIN) add to the app's safety and user-friendly experience. BHIM KBL UPI is suitable for users with valid debit cards and registered mobile numbers, even if they are not Karnataka Bank customers.

User Growth & Download Statistics

App Payments

By:

KARNATAKA BANK

Downloads:

1,293,968 665

Rating:

3.82

(7,822) 5 new ratings

Version:

1.5.7 Last updated: 2026-03-31

Version code:

Creation date:

2016-08-25

Publisher country:

Permissions:

android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.ACCESS_FINE_LOCATION Very high risk
android.permission.CAMERA Very high risk
android.permission.GET_ACCOUNTS Very high risk
android.permission.READ_CONTACTS Very high risk
android.permission.READ_PHONE_STATE Very high risk
android.permission.READ_SMS Very high risk
android.permission.RECEIVE_SMS Very high risk
android.permission.SEND_SMS Very high risk
android.permission.QUERY_ALL_PACKAGES High risk

Size:

97.34MB

Email:

ka*****@gmail.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-03

Compare stats and ranking:

Ranking

# 57,604 ▼ 43

For Developers

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Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

KARNATAKA BANK

Google Play Store

https://play.google.com/store/apps/details?id=com.lcode.smartz

Email:

ka*****@gmail.com

Website:

https://karnatakabank.com/contact-us

User Reviews

Multiple users report severe issues with the BHIM KBL UPI app including slow performance, frequent login and PIN setup failures, transaction errors, forced SIM verification causing SMS charges, and app only functioning on mobile data instead of Wi-Fi. Many reviews express frustration due to poor app stability and customer support.

Pros

Cons

App is very slow and frequently requires reinstalling for updates.
Numerous users face login issues including blocked user ID and inability to set or reset UPI PIN.
Transactions often fail or are limited to low amounts (₹2000), with errors such as unknown UPI ID or device fingerprint mismatch.
App repeatedly asks for SIM verification and SMS permissions, sometimes deducting charges for SMS.
The app works only on mobile data and not on Wi-Fi connections, causing inconvenience.