Jora Capital

Jora Capital

Jora Capital is a digital lending platform that enables eligible users to apply for personal loans through its RBI-registered NBFC lending partner. Jora Capital acts solely as a Lending Service Provider (LSP) and does not directly lend money. All loan applications are evaluated, approved, sanctioned, and disbursed by the lending partner based on eligibility, credit assessment, and applicable regulations.

Key Features

* Apply for personal loans through a secure digital process
* Secure login using mobile number and OTP
* Paperless KYC and digital document verification
* Real-time loan application status tracking
* View sanctioned loan details and repayment schedule
* Secure online EMI and repayment options
* Receive a Key Fact Statement (KFS) before accepting any loan offer
* Transparent disclosure of loan terms, interest rates, fees, and repayment obligations before loan acceptance

Loan Information

* Loan Amount:** ₹1,000 – ₹50,000
* Loan Tenure:** 61 days – 180 days
* Maximum Annual Percentage Rate (APR):** 36% per annum
* Processing Fee:** ₹0 – ₹1,500 + applicable GST (as applicable)

Representative Loan Example

* Loan Amount: ₹20,000
* Loan Tenure: 180 days
* Annual Percentage Rate (APR): 24%
* Processing Fee: ₹500 + applicable GST
* Interest Payable: ₹2,367
* Total Amount Payable: ₹22,957
* Monthly EMI: ₹3,826.17

The above example is for illustration purposes. Actual loan amount, tenure, interest rate, fees, and repayment schedule are determined by the lending partner based on the applicant's eligibility and credit assessment.

Lending Partner

Loans available through the Jora Capital application are originated, approved, and disbursed by:

Salora Capital Limited (RBI-registered Non-Banking Financial Company)

Website: https://saloracapital.com/

Transparency

Before accepting any loan offer, users are provided with complete loan information, including:

* Loan amount
* Loan tenure
* Annual Percentage Rate (APR)
* Interest rate
* Processing fee and applicable taxes
* Repayment schedule
* Total repayment amount
* Applicable charges and penalties, where applicable

## Privacy & Security

Jora Capital is committed to protecting user information. Personal information is collected only for identity verification, regulatory compliance, loan processing, and customer support in accordance with our Privacy Policy and applicable laws.

Download Jora Capital to apply for personal loans through our RBI-registered NBFC lending partner with a secure, transparent, and paperless digital lending experience.