airpay capital: Loan App

airpay capital Loan App offers 100% digital personal and business loans with simple onboarding, transparent terms, and quick approvals. Both salaried and self-employed applicants can apply securely online, with bank-grade encryption and easy repayment via eNACH and UPI. Loan disbursal is typically within 24-48 hours after approval, and you can track offers, disbursal, EMIs, and loan statements directly in the app.

Loan products include Personal Loan for salaried individuals (up to ₹50,000; 6-9 months; 15-20% p.a.; Processing Fee: 3% of loan amount + GST; Eligibility: age 21+, good credit history; minimum salary ₹25,000; typical documents Aadhaar, PAN, 3 months’ bank statements, and credit bureau report) and Business Loan for self-employed individuals (₹50,000 to ₹5,00,000; up to 36 months; up to 24% p.a.; Processing Fee: 3% + GST; Eligibility: age 21-60; Business Vintage: minimum 2 years; Income Proof: 6 months' bank statement if enhancement of the sanctioned amount is sought).