Budgetify

Budgetify is the private expense tracker and money manager that does the work for you — logging your spending automatically and keeping every rupee on your phone. No sign-up. No cloud. No ads. No internet permission. Your financial life never leaves your device.

Most money apps make you type in every transaction by hand, or ask you to hand your bank logins to a server. Budgetify does neither. It reads your bank and UPI transaction SMS right on your device, turns them into clean, categorised entries, and shows you exactly where your money goes — while keeping everything private by design.

✨ WHY BUDGETIFY
• 100% offline — the app doesn't even request internet access, so your data physically can't be uploaded
• No accounts, no ads, no analytics, no trackers — ever
• Automatic tracking from bank & UPI SMS — little to no manual entry
• Made for India: understands rupees, UPI, EMIs and bank alerts out of the box

📩 AUTOMATIC SMS TRACKING
Budgetify spots transaction messages from banks and payment apps and pulls out the amount, date, merchant and account — instantly logging your income and expenses. Known merchants are auto-categorised, and you can import your existing axio tags. Prefer to go fully manual? Just deny the SMS permission and add entries yourself.

📊 EVERYTHING TO MANAGE YOUR MONEY
• Budgets — set monthly and per-category limits and track your progress
• Categories & tags — organise spending your way, with custom tags
• Savings goals — set targets and log every contribution
• Net worth — record assets and liabilities and watch snapshots over time
• Recurring payments — stay on top of subscriptions, rent and EMIs with reminders
• Splits & ledger — record shared expenses and who owes whom

🔒 PRIVATE BY ARCHITECTURE
• No internet permission — a hard, verifiable guarantee, not just a promise
• App lock with fingerprint or face unlock
• Privacy Mode hides every amount with a single tap
• AES-256 encrypted backups, protected by a passphrase only you know

📈 STAY MOTIVATED
Build streaks, unlock achievements and titles, and celebrate your month with a shareable Monthly Wrapped. Good money habits, made genuinely rewarding.

📤 YOUR DATA, YOUR CONTROL
Export to Excel, CSV, PDF or plain text anytime. Share by percentage or exact figures — your call. Delete anything in a tap. Because nothing is stored on a server, there's never anything to request back or wait on.

🌍 SPEAKS YOUR LANGUAGE
Available in English, हिन्दी, मराठी and বাংলা.

Take control of your money — privately, automatically and beautifully.
Download Budgetify and see where your money really goes.