Expense Keeper: SMS Based

Expense Keeper is the ultimate automatic expense tracker that reads your bank SMS so you don't have to. It is your personal budget manager, income & expense tracker, and money manager app—working automatically and entirely offline on your phone with zero manual data entry.

This AI personal finance app automatically transforms your raw transactional SMS alerts into a clean, interactive family budget planner and spending dashboard.

No sign-up. No cloud syncing. No bank login required. Your financial data never leaves your device, making it the most secure private money manager built specifically for India.

🌟 Why Expense Keeper is the Best Budget Planner for IndiaAutomatic Expense Tracking: Our advanced SMS expense tracker instantly reads bank, credit card, UPI, and wallet messages to record every single debit and credit flawlessly.

Smart Financial Tracking App: Your transactions are automatically sorted into intuitive categories like Food, Transport, Bills, Shopping, and Groceries.

Complete Financial Overview: Track your daily expense tracker metrics with easy-to-read monthly and yearly views. Dive deep into budget analytics to see exactly where your money goes.

Accounts & Passbook at a Glance: Keep tabs on live bank balances, upcoming bill reminders, and credit card dues all in one integrated dashboard.

Add Cash Spends Manually: For local cash purchases that do not generate a bank SMS, log them manually in seconds to keep your income tracker 100% accurate.

Encrypted Backup & Restore: This offline expense manager with local backup ensures you maintain total private ownership of your data with secure, fully controlled backups.

🇮🇳 Built Exclusively for Indian UsersExpense Keeper is optimized to understand the Indian banking ecosystem in ₹. Our intelligent tracking engine seamlessly reads:UPI apps (GPay, PhonePe, Paytm)Credit and debit card spendsNet banking notifications (IMPS, NEFT)ATM cash withdrawalsNote: The app is smart enough to exclude self-transfers, credit card bill payments, and internal account transfers so your spending charts stay completely honest.

🔒 Private by Design: No Cloud Expense TrackerWe believe your financial life is your business. This app works as a strict no cloud expense tracker.

Zero Data Shared: Your financial footprint never uploads to any server. Total Isolation: Personal chat messages and OTP security codes are strictly ignored.

No Online Accounts: No email registration, no phone verification, and no user tracking.