Budget Tracker Expense Manager

Budget Tracker - Smart Expense Manager
Take control of your finances with India's most intelligent budget tracking app. Stop manually entering every expense and let our smart SMS parser do the work for you.
🚀 KEY FEATURES
Smart SMS Tracking
Grant SMS permission once, and watch your expenses populate automatically. Our advanced parser reads bank notifications from all major Indian banks (SBI, HDFC, ICICI, Axis, Kotak, PNB, and more) along with UPI apps like GPay, PhonePe, Paytm, and BHIM. Every debit and credit is captured instantly—no manual entry needed.
Intelligent Auto-Categorization
Forget about sorting transactions manually. Our AI-powered engine automatically categorizes your spending into 20+ categories:

Food & Dining
Groceries
Transport
Shopping
Bills & Utilities
Entertainment
Medical & Healthcare
Education & Learning
EMI & Loan payments
Rent & Housing
And many more...

Real-Time Notifications
Get instant alerts when new transactions are detected. Review and confirm expenses on the go, ensuring your budget stays accurate and up-to-date.
Advanced Filtering
Our smart parser knows what matters. It automatically filters out:

OTPs and verification codes
Balance check messages
Promotional offers
Standing instruction alerts
Card activation notifications
Account alerts

Only real transactions make it to your expense list.
Comprehensive Transaction Support

UPI payments (PhonePe, GPay, Paytm)
Debit and credit card purchases
Net banking transfers
IMPS, NEFT, RTGS transactions
ATM withdrawals
Bill payments
EMI deductions
Salary credits and refunds

Indian Currency Format
Built specifically for India. Handles lakhs and crores format perfectly (₹1,13,870.74).
Income Tracking
Not just expenses! Automatically detects:

Salary credits
Freelance payments
Refunds and cashbacks
Investment returns
Rental income

Merchant Recognition
Identifies where you spent. See transaction details like "Swiggy delivery" or "Uber ride" instead of cryptic bank codes.
Duplicate Prevention
Smart algorithms ensure the same transaction isn't logged twice, even if you receive multiple SMS notifications.
Manual Override
Auto-tracking not perfect? Easily add, edit, or delete any transaction. Full control remains with you.
Budget Goals
Set monthly budgets by category and track spending in real-time. Get alerts when you're approaching limits.
Detailed Reports
Visualize your spending with beautiful charts and graphs. Understand where your money goes with weekly, monthly, and yearly breakdowns.
Export Data
Download your transaction history as CSV or PDF for tax filing or personal record-keeping.
🔒 PRIVACY & SECURITY
Your privacy is our priority. Here's our commitment:

100% Local Processing: All SMS parsing happens on your device. We use offline algorithms—no SMS data is sent to our servers.
No Data Collection: Your transaction details never leave your phone unless you explicitly enable Cloud Backup.
Secure Storage: All data is encrypted using industry-standard protocols.
Permission Control: Toggle SMS access on/off anytime from settings.
Open Source Parser: Our SMS parsing logic is transparent and auditable.

💡 WHY SMS ACCESS?
Manual expense tracking fails because it's tedious. Studies show 80% of users abandon budget apps within a month due to entry fatigue. By automatically capturing transactions from bank SMS, we eliminate friction and ensure 100% accuracy. You get real-time insights without lifting a finger.
✨ PERFECT FOR

Salaried professionals tracking monthly expenses
Freelancers managing irregular income
Students monitoring pocket money
Families planning household budgets
Small business owners tracking business expenses