Upwards : Quick Personal Loan

Instant Personal Loans upto Rs. 5 Lakhs in Just 24 Hours!

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Upwards: Quick Personal Loans in India

Upwards offers instant personal loans ranging from Rs. 25,000 to Rs. 5,00,000 for salaried individuals across 100+ cities in India including Mumbai, Delhi, Bengaluru, and more. Designed for professionals with a monthly salary of at least Rs. 20,000, the app provides hassle-free loan approvals typically within 1-2 hours, with disbursal in just 24 hours.

Key features include competitive interest rates from 16% to 36% APR, flexible repayment periods from 6 to 36 months, and minimal documentation involving PAN, bank statements, and salary slips. The entire process is paperless and mobile-based, ensuring quick and secure handling of personal data with compliance to industry security standards.

Whether you need funds for home renovation, medical emergencies, travel, or electronic purchases, Upwards facilitates easy and transparent lending through its partnership with Lendingkart Finance Limited, a trusted NBFC. Eligible users between ages 21 to 50 can avail quick loans with clear terms and no hidden charges, making Upwards a reliable choice for personal finance needs.

By:: Lendingkart Technologies Private Limited
Downloads:: 5,861,166+ 1.91K
Rating:: 2.13

(34,079) 3 new ratings
Version:: (Last updated: 2025-03-24)
Email:: an*****@upwards.in
URLs:: Website ,Privacy policy
Full description:: See detailed description
Source:: Google Play Store
Updated:: a day ago

Ranking

# 18,868 ▼ 35

User reviews

Users appreciate the app's loan service availability and application process. However, many complain about poor customer service, with no adequate support or responses. There are issues with loan status not updating after payment, leading to false dues and penalty charges. The app's auto debit system is unreliable, causing multiple debits or missed payments. Additionally, users report receiving threatening calls and messages despite repayments, and delays in receiving official clearance certificates.

Pros

Loan service availability for emergency needs
App interface allows loan application and document submission
Option for loan foreclosure requested by users

Cons

Poor customer service with no timely or helpful responses
Delayed updates in app showing paid loans as active
Frequent incorrect penalty charges and poor auto debit management
Persistent harassing calls and messages even after payment
No or delayed issuance of No Due Certificates affecting credit records

Recent reviews

I paid settlement amount but in app still it is showing active, how many days you want to update app , worst app no response nothing , simply these people are cheating customer , these app people are hacking the phone number they are calling to that number, This is FRAUD APP , i paid settlement amount nearly 3 months ago but in app still showing active, such worst ALL CUSTOMER I REQUEST be careful from this app

santhosh kumar, 2025-01-28

Hi im using this app since last 2yrs and im very much thanks full for the loan service provided due to some delay in payment as i have paid comeplete loan amount im continuously getting calls and threatening msgs like nude pics from your executives and very rude behaviour for the loyal customer get this stopped immediately