Pennote: Budget & Expense Log

Tired of expense tracker apps that want a bank login, an account, and ten fields per purchase? Pennote is the simple money tracker you actually keep using: tap +, pick a category, type the amount — done in 3 seconds.

See your whole month on a calendar, know exactly how much is left, and never lose your data. No account, no login, no subscription.

📅 YOUR MONTH ON A CALENDAR
• Daily spending shown right on each date
• "Left this month" hero number: income − expenses − savings
• Tap any day to see and edit that day's entries
• Set your own month start day (e.g. payday on the 25th)

⚡ 3-SECOND EXPENSE LOG
• Category chips + built-in number pad — no fumbling with the keyboard
• Expense, income and savings in one place
• Optional memo, cash/card tag, and "fixed expense" toggle
• Edit anything later: category, amount, date, memo

🔁 RECURRING ENTRIES
Rent, salary, subscriptions — add once, logged automatically every month or week. Change the amount and choose whether it applies from this month or only from now on.

📊 REPORTS THAT ANSWER "WHERE DID IT GO?"
• Category donut chart with percentages and counts
• Fixed vs variable expenses
• Card vs cash totals
• Tap a category to drill down into its entries
• Share a clean monthly summary card with a friend

🏠 HOME SCREEN WIDGET
Today's spending and "left this month" at a glance, plus + Expense / + Income buttons that open the entry sheet directly.

🔔 GENTLE REMINDERS
One nudge in the evening ("Spent anything today?") and a short summary in the morning. Vibration, sound, quiet-hours and times are all yours to set — or turn them off.

🔒 PRIVATE & OFFLINE
• No account, no login, no bank connection
• All data stays on your phone
• Export CSV for spreadsheets, or a JSON backup file to restore on a new phone

🎨 CLEAN & COMFORTABLE
• Light, dark, or follow system theme
• Larger text option
• Unlimited categories with your own emoji

Pennote is a budget planner and daily expense manager for anyone who wants to track spending without the clutter: students, couples managing household money, freelancers, or anyone who just wants a fast personal finance diary. Start your spending tracker today — the first entry takes 3 seconds.