OneCard: Credit Card & UPI Android

OneCard: Credit Card & UPI

Get Credit Card, Easy Bill Payments, Recharges & UPI, Flexible Rewards & Offers

Overview

Features & Capabilities

OneCard: Credit Card & UPI is an innovative app enabling seamless payments with a sleek metal credit card and integrated UPI features. Experience superfast UPI transactions by linking your RuPay credit card and enjoy quick, contactless payments with QR scanning.

The app offers a lifetime free metal card with no annual or joining fees, supercharged 5X rewards on your top spending categories, and flexible anytime EMI conversions. Manage mobile recharges, utility bill payments, rent, and more directly through the app. With global acceptance and low forex fees, it’s ideal for traveling.

OneCard also helps build credit scores through an FD-backed credit card option, provides instant virtual card activation, and grants complete control over expenses and spending limits. Supported by multiple Indian banks, OneCard combines convenience, rewards, and security in one package.

User Growth & Download Statistics

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.
Developed by:
FPL Technologies
Google Play Store
https://play.google.com/store/apps/details?id=com.creditcard.onecard
Email:
su*****@fplabs.tech
Website:
https://getonecard.app

User Reviews

Users praise OneCard for offering a stylish metal credit card with lifetime free benefits and good cashback rewards. However, significant issues persist with customer service, app reliability, and card issuance delays. Many face KYC and login problems, with limited support leading to frustration. Security concerns and frequent transaction declines also detract from user experience. While the app has potential, repeated operational and support shortcomings impact overall satisfaction.
Pros
  • The app offers a lifetime free credit card option, which many users appreciate.
  • The metal credit card design is generally praised as stylish and premium.
  • Cashback rewards and benefits are highlighted positively by users.
  • The instant application and quick approval process for some users is appreciated.
  • The app provides a relatively intuitive user interface for credit card management.
Cons
  • Customer service is repeatedly criticized for being unresponsive, relying heavily on ineffective AI chatbots and lacking direct human support.
  • Users face prolonged delays and unclear communication regarding credit card issuance and KYC verification, some waiting months without resolution.
  • Frequent app bugs and login issues, including being stuck in loops, inability to view transactions, and crashes.
  • Concerns about security and data privacy, with reports of fraudulent calls and inadequate responses from the company.
  • Poor transaction approval rates for payments, with many legitimate transactions declined without clear reason.
Recent reviews
Chatbots suck! I have some emergencies but it takes endless time for the sceleton staffs they have to reply. I'm stuck with 2 Intl payments for almost 24 hours, I have just 1 reply from them in snailspeed. Traditional method of calling and speaking to a customer care person would have saved me much easily.
by Sa*****, 2025-01-27

Kyc pending issue, its been like this for months and have never seen this kind of issue with any other cards. Contacted the customer service, they don't know when this will be fixed. Just standard templated responses. Ticket ID: 7121250
by Pr*****, 2025-01-25
View all user reviews ›

Best OneCard: Credit Card & UPI Alternatives

Here are some Android apps that are similar to OneCard: Credit Card & UPI: