ToPAY UPI: Payments & Rewards

ToPAY UPI – Fast, Secure & Reliable Digital Payments
ToPAY UPI is a feature-rich digital payment app from MobilePe Fintech Private Limited, built for Full KYC users who want fast, secure, and reliable UPI transactions. Pay bills, transfer money, recharge your mobile, or shop online — all in one smooth, user-friendly app.

🔑 Key Benefits
🔹 Instant Payments: Send and receive money instantly, 24x7, directly from your ToPAY Wallet.
🔹 Everything in One Place: Link your ToPAY Wallet and manage all your financial transactions from a single app.
🔹 Bank-Grade Security: Every transaction is protected by UPI's two-factor authentication plus a simple, secure PIN.
🔹 NPCI-Powered: Multi-layered security infrastructure keeps every payment safe.
🔹 Accepted Everywhere: Pay at millions of merchants across India, online and offline.
🔹 Simple, Fast Interface: Designed for speed and ease, so anyone can send money in seconds.
ToPAY UPI brings together convenience, security, and value — making digital payments smarter for every user.

📋 App Permissions & Why We Need Them
🔹 SMS: To verify your phone number during registration.
🔹 Location: Required by NPCI regulations to enable UPI transactions.
🔹 Contacts: To let you send money and recharge mobile numbers directly from your contact list.
🔹 Camera: To scan QR codes for quick, contactless payments.
🔹 Storage: To save scanned QR codes for quick access later.
🔹 Accounts: To auto-fill your email ID during sign-up.
🔹 Call: To detect single or dual SIM devices, so you can select the correct SIM for UPI.