생활비대출 비교 가이드 - 한국장학재단

For stable academic and economic activities, for college students and those just starting out in society, my reliable supporter living expenses loan! Check out the Korea Scholarship Foundation loan products in the app, as well as other recommended loan products! In addition, you can build your knowledge through loan-related news! If you want to use all of this easily, access the app right now!

■ What is a living expenses loan?
- Living expenses loan refers to a loan product received to cover daily living expenses! If you want to know more about living expenses loans, try the app right now!

■ Korea Scholarship Foundation loan product
- Korea Scholarship Foundation's living expenses loan products include student loans repaid after employment and general repayable student loans. Are you curious about the difference between repayable student loans after employment and regular repayable student loans? Student loans that can be repaid after employment are available for college students to borrow up to 1.5 million won per semester to cover room and board, textbooks, transportation expenses, etc. needed during the semester. It is a system that repays the principal and interest according to the income level from the time income is generated, such as employment! A general repayment student loan is a loan system that allows you to repay at a reasonable rate by choosing a variety of interest-only repayment periods (repayment periods) depending on your circumstances! If you want to know more about the Korea Scholarship Foundation's living expenses loan products, check it out in the app right now!

■ Other recommended loan products
- Check out recommended loan products in addition to the Korea Scholarship Foundation loan products! If you want to check out various living expense loan products such as Finck's living expenses loan, Korea Inclusive Finance Agency's small living expenses loan, Sunshine Loan Youth & Sunshine Loan 15, access the app right now and check out what living expenses loan products are available!

■ Loan News
- Check out loan-related news along with living expenses loan products! Check out loan products for living expenses and gain knowledge about loans!

■ Q&A
- Do you have any questions while preparing for a living expenses loan? Do not worry! Knowing this, we have prepared questions related to student loans in advance! Check out the app to see what questions are asked and what answers are available! You can also check out information about living expenses loans that you didn't know about :)

Loan interest rate: within 20% per year

The interest rate for delinquency is within 3%p of the loan interest rate (within 20% per year).

No other incidental costs such as handling fees

Repayment period: Minimum 12 months ~ Maximum 60 months

Repayment method: equal principal and interest repayment method, equal principal repayment method, lump sum repayment method at maturity

No early repayment fee or early repayment conditions

We do not accept any fees related to the loan as it is illegal to ask for or receive a brokerage fee.

When taking out a loan, your credit rating or personal credit score may drop. Excessive debt is the beginning of suffering.

All products advertised on this site have a repayment period of 60 days or more, and the maximum annual interest rate is 20.0%.

An example of the total cost of a loan is as follows:

When borrowing 1,000,000 won at an interest rate of 20.0% for 12 months, maximum annual interest rate: 20.0%, total repayment amount: 1,116,614 won (may vary depending on the loan product)

※ This app does not represent the government or government agencies.
※ This app was created to provide quality information, and we assume no responsibility.

※ Source: Korea Scholarship Foundation website (https://www.kosaf.go.kr/ko/main.do)