비상금대출 활용 가이드 - 연체자, 무직자, 바로가기

What is an emergency loan?
This is a loan product for when you need unexpected money, that is, to prepare for emergency situations that suddenly arise in everyday life.
It has many advantages, including quick loan approval, small loans, and easy application, making it useful when you need funds in a hurry.
Don't think too hard! Apply quickly and easily through our emergency fund loan utilization guide.

[Main features of this app]

◎Guide to using emergency fund loans
- Compare emergency fund loans: Compare emergency fund loans and apply for a loan at a lower interest rate.
-Check out emergency funds loans that don’t require a credit card: No credit card required! We will guide you on how to quickly apply for an emergency loan.
-Learn about precautions when checking your credit rating: Check out your credit score and rating and how to check smarter.
-Check your credit score & rating: We will tell you how to check your current credit score and rating.

◎Best reviews from borrowers
- Find out the reputation of emergency fund loans by checking the best reviews of emergency fund loan applicants.

◎Mobile emergency fund loan
-Easy to use anytime, anywhere! We will quickly inform you about emergency fund loans through your mobile phone.

◎Emergency loan for those with low credit
- We will inform you about emergency loans for people with low credit, provided by the government regardless of credit.

◎Emergency loan for the unemployed
- We inform you of emergency loans for the unemployed regardless of whether they have a job or not.

[Loan product information]

Loan limit: 1 million won ~ maximum 5 million won

Loan period: Minimum 6 months, maximum 12 months (requires application for extension before loan maturity, extendable in one-year increments depending on review results)

Integrated interest rate range: minimum 3.08% per year to maximum 19.99%, preferential interest rate of up to 1%p applicable

Example of loan repayment: When borrowing 3 million won at an annual interest rate of 7% and a lump sum repayment at maturity over 12 months, the total loan cost of 3,000,000 won (monthly payment of 17,500 won) is repaid and the principal is repaid in a lump sum of 3,000,000 won at maturity.

*May vary depending on personal loan product and repayment method.

※ This app is a simple information app without financial functions.
※ This app does not represent the government or government agencies.
※ This app was created to provide quality information, and we assume no responsibility.