연체자대출 신청 가이드 - 소액대출, 모바일대출

Did you know that there are financial products that even delinquent borrowers who have difficulty getting a loan can use? A loan application guide app for delinquent borrowers has been released! Check out microloan and mobile loan products in the app, and easily check long-term and short-term delinquent criteria and delinquency records at once in the app!

◆ Government policy microfinance products
- Are you curious about what government policy microfinance products are available? There are policies such as small living expenses loans, which are government-run microfinance products, and special guarantees for people with the lowest credit who can get loans even if their credit scores are low! If you are curious about details such as support targets, limits and interest rates regarding these government policy microfinance products, you can compare them at a glance in the app right now! Access the app right now and check it out!

◆ Bank loan products
- Are you curious about what bank loan products are available to delinquent borrowers? We have the IBK Personal Free Workout Loan, a fixed interest rate product starting at 3.3% per annum, and the Hana Bank Gyeonggi Youth Opportunity Ladder Passbook product that supports a stable financial life! If you are curious about the differences between these products, what they are supported for, and what the interest rates are, check them out in the app right now!

◆ Based on long-term and short-term delinquency
- If you are a delinquent person, make sure to find out the criteria for whether you are a long-term delinquent person or a short-term delinquent person! Also, find out how to resolve delinquency, the delinquency record deletion period, and see if you can erase your delinquent record! Check it out at once in the app without complicated searches!

◆ Check and delete delinquent records
- Want to check your delinquency record? You can easily check your delinquency history with one click after selecting it from the app menu! Also, check out the detailed delinquency record deletion period!

Loan interest rate: within 20% per year

The interest rate for delinquency is within 3%p of the loan interest rate (within 20% per year).

No other incidental costs such as handling fees

Repayment period: Minimum 12 months ~ Maximum 60 months

Repayment method: equal principal and interest repayment method, equal principal repayment method, lump sum repayment method at maturity

No early repayment fee or early repayment conditions

We do not accept any fees related to the loan as it is illegal to ask for or receive a brokerage fee.

When taking out a loan, your credit rating or personal credit score may drop. Excessive debt is the beginning of suffering.

All products advertised on this site have a repayment period of 60 days or more, and the maximum annual interest rate is 20.0%.

An example of the total cost of a loan is as follows:

When borrowing 1,000,000 won at an interest rate of 20.0% for 12 months, maximum annual interest rate: 20.0%, total repayment amount: 1,116,614 won (may vary depending on the loan product)

※ This app does not represent the government or government agencies.
※ This app was created to provide quality information, and we assume no responsibility.