Payactiv Android

Reviews of Payactiv

List of user reviews and ratings for Payactiv

Total ratings

4.44 (Rating count: 44,833)
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Review summary

Payactiv is praised for its ease of use and quick access to funds, with several users enjoying fast withdrawals and simple setup. However, many reviews highlight recurring problems with logging in and receiving authentication codes, along with poor customer support. Additional frustration comes from delays and inconsistencies in hours/paycheck postings. Some users point to unexpected fees and security concerns. Overall, the app can function well, but reliability and support issues are common enough to impact the user experience.
Pros
  • Easy to use and set up.
  • Quick access to funds, with the ability to pull money anytime.
  • Generally reliable and works well when functioning.
  • Useful for cardholders and daily cash-access needs.
  • Positive user experience when the app is working.
Cons
  • Login/authentication problems (cannot log in, 2FA code not received, issues after changing devices).
  • Poor customer support and difficulty resolving issues.
  • Hours/paycheck posting delays or inconsistencies and late paychecks.
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User Reviews

Recent rating average: 2.40
All time rating average: 4.44
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5 star
39% (264)
4 star
5% (32)
3 star
8% (53)
2 star
10% (71)
1 star
38% (262)
DateAuthorRatingComment
2026-09-01
Go*****
i still cant login to this app every since the first time 2 weeks ago and it still giving me issues if i can give zero stars i will absolutely! i wouldn't recommend this app to ANYONE! im so frustrated with this app its beyond me ! I've contact support they ensure me i will be able to login . i tried immediately that same day and forward n still cant login
i still cant login to this app every since the first time 2 weeks ago and it still giving me issues if i can give zero stars i will absolutely! i wouldn't recommend this app to ANYONE! im so frustrated with this app its beyond me ! I've contact support they ensure me i will be able to login . i tried immediately that same day and forward n still cant login
2026-08-31
Ca*****
If I can give a 0 I would my money is missing off my card . They told me I opened a savings account and this is where my funds went. To make a long story I still do not have my money on my proper card and i never opened z savings . Where is my money
If I can give a 0 I would my money is missing off my card . They told me I opened a savings account and this is where my funds went. To make a long story I still do not have my money on my proper card and i never opened z savings . Where is my money
2026-08-31
M *****
you have to login twice to get your info and the advance pay doesn't work after your first day of work
you have to login twice to get your info and the advance pay doesn't work after your first day of work
2026-08-31
JR*****
Unusable, it's Monday morning and it hasn't updated since Friday night so it is literally unusable.
Unusable, it's Monday morning and it hasn't updated since Friday night so it is literally unusable.
2026-08-31
Gr*****
horrible! customer service is rude and insulting. Hope you loose your job and your business goes bankrupt
horrible! customer service is rude and insulting. Hope you loose your job and your business goes bankrupt
2026-08-31
sa*****
Great app
Great app
2026-08-30
Ka*****
not as fast and efficient as dailypay
not as fast and efficient as dailypay
2026-08-30
Ma*****
Its good for if you're in a bind, otherwise avoid it. They gonna tax the hell out of you.
Its good for if you're in a bind, otherwise avoid it. They gonna tax the hell out of you.
2026-08-29
Me*****
The only bad thing about this is the money does not load on the day you ask for the money. it takes a good 2 days for it to be available in the account. The whole point for doing this is because I need the money now, not 2 days from now. So, yes its nice to have some sort of access to your paycheck ahead of time, but you dont get the money when you truly need it.
The only bad thing about this is the money does not load on the day you ask for the money. it takes a good 2 days for it to be available in the account. The whole point for doing this is because I need the money now, not 2 days from now. So, yes its nice to have some sort of access to your paycheck ahead of time, but you dont get the money when you truly need it.
2026-08-29
Ta*****
Quick and easy!!
Quick and easy!!
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