Zuvaa: AI Expense Tracker

Zuvaa is the AI money coach built for the 220 million Indians who use UPI and debit only — no credit cards, no loans, no BNPL. Every other "money app" in India eventually pushes you toward debt. Zuvaa never will.

Track your spending in 30 seconds. Get roasted, hyped, or comforted by an AI that actually talks like your friend — in Tanglish, Manglish, or English. Built for South Indian Gen Z and young professionals.

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WHAT YOU CAN DO

▸ Log expenses by typing ("500 for coffee"), voice note, or screenshot of a UPI receipt. Gemini AI parses everything in under 3 seconds.

▸ Pick your AI's vibe: Roast me 🔥 / Hype me ✨ / Chill 🌙. Switch anytime.

▸ Set monthly budgets per category. Get a heads-up before you blow through them — not after.

▸ Track savings goals with a real progress ring, not a static number.

▸ Build streaks for daily logging. Miss a day, lose your fire.

▸ Take on challenges: 30-day no-Swiggy, weekend no-Zomato, month-end savings sprint.

▸ Get a weekly Wrapped every Sunday — shareable, Insta-story ready.

▸ Spend insights that don't sound like a bank: "Machi, you spent 40% more on food this week."

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WHY ZUVAA IS DIFFERENT

The seven trust promises. These are not marketing — they are the product:

1. No bank account linking. Ever. Send screenshots; your banking login stays yours.
2. No credit card required for anything.
3. No credit score checks. We are not a lender and never will be.
4. No BNPL. No "pay later". No loan ads.
5. We do not sell your data.
6. Raw screenshots are deleted after parsing — only amount and category are stored.
7. Export or delete all your data anytime, in one tap.

These are un-copyable by every other Indian fintech. Abandoning credit would kill their revenue — but it has always been our model.

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LANGUAGES

English, Tanglish (Tamil-English code-switch), Manglish (Malayalam-English code-switch).

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PRIVACY AND PERMISSIONS

▸ Photos: only when you tap the screenshot upload button — Zuvaa never reads your gallery in the background.
▸ Internet: required to talk to the AI coach and sync your data.
▸ No SMS reading, no contact reading, no microphone access without you tapping record, no location, no background tracking.

Read the full privacy policy at https://zuvaa.app/privacy
Terms at https://zuvaa.app/terms
Delete your account or data at https://zuvaa.app/data-deletion

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WHO BUILT IT

Independent founder in Bangalore. DPDP-compliant. Grievance officer contact: privacy@zuvaa.app

If something is broken, mail help@zuvaa.app — a real human will reply.

your spend, written in stars. ✨