Rupai: AI Expense Tracker

Smart personal finance for India — powered by AI.

Rupai automatically categorizes your expenses, scans receipts, tracks investments, and helps you budget smarter. Whether you're managing daily spending, splitting costs with friends, or planning your taxes — Rupai is your AI finance assistant.

🤖 AI-POWERED EXPENSE TRACKING
• Auto-categorize every transaction — food, transport, shopping, bills, UPI
• Smart receipt scanner — snap a photo, Rupai extracts amount, date, merchant & category
• AI insights — weekly spending analysis, savings suggestions, and budget alerts
• Chat with your finance AI — ask "How much did I spend on food this month?"

📲 ADD TRANSACTIONS FROM BANK SMS (ANDROID — NO SMS PERMISSION)
• No SMS permission required. Rupai does NOT read your SMS inbox.
• In your Messages app, long-press any bank SMS (UPI debit, card swipe, EMI alert) → Share → Rupai
• Rupai detects the amount, merchant, bank and date entirely on your device
• Or paste a message manually in the "Add transaction from SMS" screen
• Works with 20+ Indian banks: SBI, HDFC, ICICI, Axis, Kotak, PNB, and more
• You confirm every detected transaction before it is saved

💰 BUDGET PLANNER
• Set monthly budgets by category — get alerts before you overspend
• Visual spending breakdown — see where your money goes
• Track recurring expenses — subscriptions, EMIs, rent
• Cash flow forecast — know if you'll have enough before month-end

👥 SPLIT EXPENSES & DEBT TRACKER
• Split bills with friends — dinners, trips, shared rent
• Track who owes you and who you owe
• Interest calculation on pending dues
• Send payment reminders

📊 INVESTMENT PORTFOLIO
• Track stocks, mutual funds, insurance policies
• Education fund tracking
• Portfolio allocation view
• Performance tracking over time

🧾 TAX PLANNING
• ITR-ready expense reports (ITR-1 & ITR-4)
• Section 80C, 80D deduction tracking
• Export financial data for CA filing
• GST-aware receipt scanning

🇮🇳 BUILT FOR INDIA
• INR formatting — Lakhs & Crores, not millions
• UPI transaction tracking with VPA detection
• Supports Hindi and 20+ Indian languages
• Works offline — sync when you're back online

🔒 SECURE & PRIVATE
• Biometric lock — fingerprint & Face ID
• Data encrypted at rest and in transit
• No SMS, call log or contacts permissions requested
• Raw SMS content (when shared by you) is processed on-device only — never uploaded
• No selling your data — your finances stay yours
• DPDP Act 2023 compliant — export or delete your data anytime

WHY RUPAI?
Most expense trackers make you type everything manually. Rupai lets you share a bank SMS from your Messages app with one tap, scans receipts with AI, and learns your spending patterns — all without asking for risky permissions.

Free to start. Upgrade to Pro for unlimited AI requests, advanced analytics, and priority support.

Download Rupai — take control of your money with AI.