MoneyAI: Smart Expense Tracker

Take control of your money—automatically. MoneyAI is an AI-powered personal finance app that tracks your expenses from bank SMS messages, builds smart budgets, and shows beautiful insights to help you understand and improve your financial life.

No spreadsheets. No manual entry. No complicated setup. Just effortless money management.

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### 💡 Why MoneyAI?
Automatic SMS Expense Detection
MoneyAI reads your bank SMS messages (with permission) and instantly turns them into organized transactions. Every purchase, payment, and transfer is tracked for you—hands-free and in real time.

Smart Budget Management
Set spending limits by category and get proactive alerts before you overspend. Track progress throughout the month and make confident financial decisions.

Beautiful Visual Analytics
Understand your spending at a glance with clear charts, category breakdowns, and trend insights. MoneyAI transforms complex data into simple visuals.

Calendar-Based Tracking
See your financial timeline day-by-day. Review daily spending, recurring payments, and income with an intuitive calendar view.

Privacy-First by Design
Your data stays on your device. All AI processing happens locally—never sent to any server unless you choose to export.

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### 🔥 Core Features
- AI-powered SMS expense detection
- Automatic categorization of transactions
- Visual dashboards with charts and trends
- Smart budgets with progress tracking and alerts
- Calendar timeline with daily insights
- Manual expense & income entry
- Recurring transaction support
- Dark/Light theme
- Smooth, modern UI with animations

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### ⭐ Premium Features
Unlock the full power of MoneyAI:
- Unlimited SMS processing
- Advanced analytics & spending predictions
- Data export (CSV, PDF)
- Priority support
- Lifetime plan available

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### 👥 Perfect For
- Professionals who want automated money tracking
- Freelancers & gig workers managing variable income
- Students building money habits
- Families managing shared expenses
- Anyone tired of manual expense apps

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### 🔒 Permissions Explained
- SMS Access: Used only to detect banking transaction messages for automated expense tracking
- Storage: Saves your financial data locally for offline use

MoneyAI is the simplest, smartest way to manage your finances—powered by AI, built for your privacy, and designed for real-life money habits.

Start managing your money automatically today.