Track expenses smartly, AI auto-tags. Split with family. Stay under your budget.
Your salary deserves better than disappearing by the 20th of the month.
ExpenseFlow tracks every UPI payment, every coffee, every Swiggy order
— and shows where your money is actually going. Built for Indian
households, students, and working professionals who want clarity
without the spreadsheet.
Why Indian users love it
• Knows Indian merchants. Swiggy, Zomato, Uber, Ola, BigBasket, Blinkit,
Zepto, Amazon, Flipkart, Myntra, BookMyShow, Netflix, Hotstar,
Spotify, Jio, Airtel, IRCTC, MakeMyTrip — over 60 popular merchants
pre-tagged for instant categorization.
• Indian rupee first. Lakhs and crores show as ₹1.25L or ₹1.5Cr,
the way you actually read them.
What ExpenseFlow does
• Log expenses in seconds. Type "Swiggy 450" — get a fully tagged
transaction with category, subcategory and emoji, instantly.
• "Safe to Spend today" card. Your daily remaining budget after
fixed bills and what you've already spent. No mental math.
• 50/30/20 budgeting bar. Live Needs / Wants / Savings tracker that
updates with every expense.
• Subscription detection. Catches recurring charges before they
silently renew — Netflix, Spotify, Hotstar, gym, OTT, anything.
• Sinking funds. Save for that Goa trip, the new iPhone, your
parent's anniversary gift, your sister's wedding.
• Bank statement import. Upload a PDF or CSV from your bank,
Paytm, PhonePe, or Google Pay. Parses on your device — your
statement never gets uploaded.
• Export to CSV. Your data, your copy, any time.
Share with family, friends, or roommates
Splitting rent with flatmates? Tracking trip costs with your gang?
Recording the household budget with your spouse?
ExpenseFlow handles it all in one place. Real-time sync, fair splits
(equal, percentage, or itemized), and a clear "who owes whom" view.
Settle up via UPI link, no awkward conversations.
AI Coach (Pro)
Ask anything in plain English or Hindi:
• "Should I increase my SIP this month?"
• "Where am I overspending compared to last month?"
• "Can I afford a ₹40,000 phone in May?"
The AI reads your real numbers — not generic web tips — and answers
based on what you actually spend.
Privacy first
Your data lives in your own protected row on a secure server,
encrypted in transit, with row-level security so nobody — not even
us — can read your transactions without your permission.
No ads inside your transaction list. No selling your data. No
sharing with third parties beyond what's strictly needed to make
the app work.
Export and walk away any time.
Free or Pro
Free forever — 50 expenses a month, full categorization, budgeting,
"Safe to Spend", subscription detection, basic group sharing.
Pro (subscription) — unlimited expenses, AI Coach, Smart Insights,
unlimited group sharing, premium themes, priority support.
₹199/month or ₹1999/year (save 16%).
Try ExpenseFlow free. No sign-up wall, no credit card required.
Open the app, log your first expense, and see where your money
actually goes.
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Made in India. Built and supported by QuantumCreations
quantumcreations.in
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