Expense Tracker & Budget

A simple daily expense tracker and budget planner that keeps your money private.
Track spending and income, set a budget, and see exactly where your money goes —
with no account, no sign-up, and no cloud. Your financial data stays on your phone.

TRACK DAILY EXPENSES & INCOME
• Separate Expense and Income tabs, each with a live summary card.
• Filter by day, week, month, year or a custom range — totals, budget and category
breakdown all follow it.
• Group by date or category, with running section totals.
• Colour-coded amounts: red expense, green income, blue transfer.
• Tap any category or account to see its full history and totals.

BUDGET PLANNER
• Set a monthly budget and get a heads-up before you overspend.
• Set an expected monthly income and watch the Income card fill toward it.

A MONEY MANAGER FOR EVERY ACCOUNT
• Multiple accounts — cash, bank, cards, wallets, savings — with live balances and
transfers between them.
• Customisable income and expense categories with icons and colours.
• Recurring transactions for rent, bills, EMIs and subscriptions, with an optional
reminder before each one falls due.

LESS TYPING
• Scan a receipt and on-device text recognition prefills the amount and date.
• Optionally import from your bank and UPI app notifications — processed on your
device — and it learns your categories and accounts as you confirm each draft.

SEE THE BIG PICTURE
• Category pie chart and top-spend breakdown on the summary card.

PRIVATE BY DESIGN
• Your transactions live in an encrypted local database — no account, no cloud sync.
• Optional app lock with PIN and fingerprint unlock.
• Light, dark or system theme.

BACKUP, IF YOU WANT IT
• Save a password-protected backup to a file, wherever you choose to keep it.
• Restore it on a new phone.

FREE, SUPPORTED BY ADS
• The app is free and supported by ads. Ads use a device advertising ID; your
transactions, accounts and budgets are never collected or shared.

Expense Tracker is for anyone who wants straightforward daily expense tracking,
budgeting and bill reminders — without handing their financial data to anyone.

Questions or feedback: appsupports@nitcart.com