PlataFlash Préstamo

PlataFlash Préstamo is a 100% digital personal loan application by EQUINOXIA E.I.R.L. for residents of Peru aged 18+ with a valid DNI and a Peruvian bank account. The app guides you through registering, submitting information, and receiving a responsible evaluation; final terms depend on your evaluation and the loan agreement. Data is encrypted in transit, and the service supports deposits to Peruvian banks with clear repayment details.

Key product details include: Loan amount S/100–S/5,000; term 91–365 days; reference daily rate 0.06%–0.08% (APR up to 29.2%); no additional charges beyond interest. Disbursement times depend on bank processing. The illustrative example shows how total interest and the total amount to pay are calculated, with requirements such as being over 18, having DNI, a Peruvian bank account, and stable employment. The process emphasizes responsible credit and provides support contact information.