Préstamo365

Préstamo365 – Online Loans in Peru

Préstamo365 is an online loan application available exclusively in Peru that allows users to request personal loans through a fully digital process. Our goal is to provide clear and transparent financial information so users can make informed decisions before applying.

TUMI SOLUCIONES S.A.C. is registered in the Registry of Companies that Carry Out Financial or Currency Exchange Operations with the SBS under Resolution SBS N° 01239-2025 and follows applicable Peruvian regulations and consumer protection guidelines.

Loan information and transparency

Before applying, users can review all loan conditions, including costs and repayment obligations:

• Maximum loan amount: up to 1200 PEN
• Minimum loan term: 61 days
• Maximum loan term: 90 days
• Annual Effective Cost Rate (TCEA / APR equivalent): up to 730% depending on the loan profile
• Interest and administrative fees are disclosed before contract acceptance

Representative example
If you borrow S/400 for 90 days, the total repayment amount will be S/569.99, including:
• Interest: S/99.19
• Administrative fees: S/70.80
• TCEA: 621%

How the process works

1. Select the loan amount and complete the application form with the required information.
2. Your application is evaluated and you receive a response after verification.
3. If approved, you review and sign the contract electronically before funds are transferred to your registered bank account.

Requirements

To apply for a loan, you must:
• Be a Peruvian citizen
• Have a valid national identification document (DNI)
• Have an active personal phone number
• Have a valid savings account with an Interbank Account Code (CCI) at a financial institution in Peru

Customer support

Our support team is available Monday to Friday from 09:00 AM to 06:00 PM.
Phone: +51 01 6110744
Email: ayuda@prestamo365.pe

TUMI SOLUCIONES S.A.C.
Av. Rivera Navarrete 762, Floor 7, San Isidro, Lima, Peru

Privacy Policy: https://prestamo365.pe/politica-de-privacidad/