Nemorith

Budgeting, debt payoff, retirement, and estate planning. FOSS. On your device.

Built on the Veydrin Community Network (VCN) mesh protocol, Nemorith is a financial platform with device-to-device encrypted sync. No server. No cloud. No account required. Your data never leaves your device unless you choose to sync it, and even then, it's encrypted end-to-end with AES-256-GCM.

FEATURES

- Budgets and cash flow tracking with category breakdowns
- Net worth dashboard across all accounts
- Debt payoff engine (avalanche and snowball strategies)
- Portfolio tracking with live market data
- Monte Carlo retirement simulations (1,000 scenarios)
- Roth conversion optimizer and tax bracket visualization
- Social Security claiming strategy comparisons
- Trust lifecycle management and succession planning
- Insurance coverage gap analysis
- Estate planning document vault with AES-256-GCM encryption
- AI financial assistant (bring your own API key)
- Receipt scanner with OCR
- Bank sync via SimpleFIN or file import (OFX, QFX, CSV)
- Device-to-device mesh sync via VCN protocol
- Home Hub mode: turn any device into a 24/7 sync node
- 64 currency support
- 10 themes including seasonal variants
- Cryptographically verified community ratings (Veydrin Rating Standard)

PRIVACY

Zero data collection. Zero telemetry. Zero tracking. No account. No sign-up. All data stored locally on your device with AES-256-GCM encryption. Every claim is verifiable in the open source code.

OPEN SOURCE

Nemorith is FOSS under AGPL-3.0. Full source code available at codeberg.org/NinthStarFoundation/nemorith

Built by the Ninth Star Foundation. In service to Life.