Gardi One

🛡️ GARDI ONE — YOUR BUDGET FORTRESS

Stop dwelling on the past. Visualize your future.

Gardi ONE is your 100% private personal financial assistant. All your data stays on your phone. No servers, no cloud, no subscriptions.

🔒 MAXIMUM SECURITY
- Personalized PIN
- Fingerprint authentication
- 100% local — your data never leaves your phone
- Automatic backup every 30 seconds

📊 SMART DASHBOARD
- Current balance and end-of-month projection
- Monthly net cash flow
- Automatic 50/30/20 rule
- Financial health score
- Debt ratio

💰 SMART ENTRY
- Expenses and income in 2 minutes
- Permanent and temporary expenses
- Need/Want categorization
- Monthly recurrence

🎯 GOALS AND SAVINGS
- Emergency fund with a goal
- Savings envelopes (vacation, car, house)
- Monthly budgets by category
- Alerts when a budget is exceeded

📈 ANALYSIS AND FORECASTS
- Forecast 12 months and 5 years
- Net worth (assets vs. liabilities)
- Export PDF of the monthly report

💡 PERSONALIZED ADVICE
- Based on your actual situation
- Principles of financial freedom
- Motivational messages

🆓 FREE AND AD-FREE
- No subscription
- No data collection
- Works offline for budget management

GARDI ONE. Your money. Your future. Your control.