SkyCredit – Personal Loans

Sometimes you need extra funds to keep things moving. With SkyCredit, eligible users can apply for a loan directly from their phone, anytime.
We keep things simple and transparent, with clear loan details and repayment information every step of the way.
📱 What You Can Do with SkyCredit
✓ Apply for a loan through the app
✓ Review available loan offers
✓ View repayment schedules and loan details
✓ Contact customer support when needed
🚀 Getting Started
1️⃣ Download the SkyCredit app
2️⃣ Register your account
3️⃣ Complete the required information
4️⃣ Submit your application
5️⃣ If approved, receive your loan according to the agreed terms
💰 Loan Information
• Loan Amount: UGX 10,000 – UGX 1,000,000
• Loan Term: 91 – 365 days
• Annual Percentage Rate (APR): 32% – 66%
• Service Fee: May vary depending on the loan amount and customer profile
📋 Representative Example
If you borrow UGX 1,000,000 for 365 days:
• Principal Amount: UGX 1,000,000
• APR: 36.5%
• Loan Interest: UGX 365,000
• Loan Service Fee: UGX 0
• Total Repayment Amount: UGX 1,365,000
Interest is calculated based on the loan amount, APR, and loan term.
Actual loan terms, fees, and approval decisions may vary based on eligibility and risk assessment.

✅ Eligibility Requirements
To apply for a loan, you must:
✓ Be at least 18 years old
✓ Be a resident of Uganda
✓ Have a valid mobile phone number
✓ Provide valid identification
✓ Meet the applicable lending requirements
🛡️ Responsible Lending
SkyCredit encourages responsible borrowing. Before accepting a loan offer, please review the repayment schedule, fees, and terms carefully, and borrow only what you can comfortably repay.
💬 Customer Support
Our customer support team is available Monday to Friday, from 9:00 AM to 6:00 PM (EAT).
For assistance with your account, application, or repayments, please contact us through the SkyCredit app.