Sky Credit

Sky Credit acts as a digital loan facilitation platform that connects users with RBI-registered NBFC partners through a secure and paperless process. Sky Credit is not a direct lender and does not provide loans directly. All loans are offered and approved solely by RBI-registered NBFC partners, subject to eligibility, verification, and applicable terms.

Whether you need funds for education, travel, medical emergencies, or personal expenses, Sky Credit helps you access loan offers through a simple and transparent digital journey.

🚀 Key Features

⚡ Simple Digital Application
Complete your loan application online with a smooth and paperless process.

💰 Flexible Loan Options
Choose loan amounts and repayment options based on your eligibility.

🔍 Transparent Charges
Clear disclosure of interest rates, processing fees, and repayment schedules.

🔐 Secure Process
Your information is protected through secure digital systems and encrypted processes.

📞 Customer Assistance
Support available for application and repayment-related queries.

💡 Benefits

✔️ Personal loans for multiple financial needs
✔️ No collateral required
✔️ Easy EMI repayment options
✔️ Repayment tenure ranges from 61 days to 180 days
✔️ Loan amounts range from ₹5,000 to ₹25,000
✔️ Fully digital application and KYC process

🏦 Lending Partner

POOJA FINSTOCK INTERNATIONAL LIMITED (RBI-registered NBFC)

📊 Loan Information

• Loan Amount Range: ₹5,000 to ₹25,000
• Repayment Tenure: 61 days to 180 days
• Interest Rate Range: 18% p.a. to 36% p.a.
• Processing Fee: Up to 5% + applicable GST
• Maximum APR: 36%

📌 Representative Loan Example

Loan Amount: ₹25,000
Repayment Tenure: 90 days
Interest Rate: 18% p.a.
Processing Fee: 5% (₹1,250 + applicable GST)
Net Disbursal Amount: ₹23,525
Total Repayment Amount: ₹26,125
Approximate EMI Amount: ₹8,708 per month

📲 How It Works

• Register and complete KYC verification
• Select preferred loan amount and tenure
• Review loan offer from lending partner
• Complete e-sign and eMandate process
• Receive funds directly in your bank account upon approval

⭐ Why Choose Sky Credit?

• Transparent loan information
• Secure and paperless process
• Easy application experience
• RBI-registered NBFC lending partner

Sky Credit Support
Email: support@skycreditloans.com

Grievance Officer

Name: Shubham Pandey
Email: grievance@skycreditloans.com
Contact Number: +91-7517549829
Working Hours: Monday to Saturday, 10:00 AM to 6:00 PM