Virtula

Virtula is the app for managing your installment purchases and loans.

You can view your balance and loan details and check the date and amount of your next installment, all in one place, available 24/7.

The app benefits from two-factor authentication (2FA), Face ID and fingerprint support, secure sessions and data encryption to protect your financial information.

Loan terms:
• Repayment period: between 6 and 60 months
• Maximum APR: 90.4%

Representative example: Loan 50,000 MDL for 12 months, fixed interest rate 44.53%/year, APR 54.84%. Monthly installment: 5,239 MDL. Total repayable: 62,730 MDL (of which interest: 12,730 MDL, management fee: 0 MDL).

The application is intended exclusively for managing active loans of registered Virtula customers. It does not facilitate the granting of new loans.