CredVai

Our goal is to make access to credit simpler for individuals.

With the CredVai app, you can apply for a loan quickly, securely, and with complete transparency.

It's very easy:

- Choose the type of loan, the amount, and the desired term;

- After our analysis and approval, the amount will be available in your balance within the app;

- After that, simply withdraw the funds to an account in your name.

To apply, you must be over 18 years old.

Loan conditions:

* Minimum repayment period: 4 months;

* Maximum repayment period: 24 months;

* Minimum Total Effective Cost (CET): 90.8% p.a. or 5.5% p.m.;

* Maximum Total Effective Cost (CET): 1,202.4% p.a. or 23.8% p.m.;

* Maximum Annual Percentage Rate (APR): 791.6% p.a.

Illustrative example of the total loan cost, including the contracted amount and all fees:

* Loan: R$ 1,000.00
* Number of installments: 12
* Value of each installment: R$ 169.66
* Interest: 311.0% per year (12.5% ​​per month)
* Platform fee: 12.7% per year (1.0% per month)
* IOF (Tax on Financial Operations): 1.7% per year (0.14% per month)
* Total CET (Total Effective Cost): 339.9% per year (13.1% per month)

Come to CredVai and ease your finances!