Loan simulator

Loan Simulator is a free, easy-to-use tool for planning personal, student, housing, and auto loans. Enter the desired amount, term, and interest rate to instantly see how your loan evolves and compare two popular amortization methods: Price Table (fixed installments) and SAC (decreasing payments).

See a complete breakdown of each installment, total interest, and debt evolution to make smart decisions. Create multiple scenarios, export detailed PDF reports, and share results by email or messaging apps—all with a simple, direct interface and no hidden costs.